Capital.com Fees and Spreads offers account spreads that start from 0.6 pips and do not charge any commissions. Capital.com doesn't charge any account fees, while deposits and withdrawals are free of charge depending on the account type selected. Minimum deposit starts from $20 / R 320 ZAR by card.
Capital.com Review - key points, quick overview:
- ☑️Overview
- ☑️Capital.com Fees
- ☑️Capital.com at a glance
- ☑️Capital.com Customer Reviews
- ☑️Pros and Cons
- ☑️Conclusion
- ☑️Frequently Asked Questions
Overview
- According to research in South Africa, Capital.com is a global Forex and CFD broker founded in 2016, now serving over 500,000 clients in more than 50 countries.
- The platform offers CFD trading on forex, stocks, commodities, and indices, while integrating AI to support education and smarter decision-making.
- Headquartered in Cyprus and London, Capital.com is fully compliant with ESMA regulations and is regulated by both the FCA and CySEC, ensuring strong investor protection and regulatory transparency.
Capital.com Fees
At Capital.com, transparent pricing means no hidden fees – just straightforward access to the markets. Clients will find:
- No commission is charged on any market
- No fees on deposits or withdrawals, no custody fee
- No overnight charges on a wide selection of CFD markets when trading with 1:1 leverage
- Competitive spreads – the broker primarily makes money on spreads, not hidden charges
- Low-cost forex trading – the EUR/USD spread averages 0.6 pips, lower than the industry average.
| 📌 Broker |  |
| 📈 Trading Fees Class | Low — No commissions; costs are incorporated into spreads and overnight funding fees. |
| 💰 Required Min Deposit | $20 (by card); some sources mention $10 via Apple Pay in select regions |
| 🔁 Withdrawal Fee | $0 (no broker fee); third-party fees may apply |
| 💳 Deposit Fees | $0 (no broker fee); though banks or payment providers may charge fees |
| 📝 Average Spread | ≈ 0.6 pips on EUR/USD (Standard); ≈ 0.1 pips (ECN accounts); typical index CFD costs ~0.5 points on S&P 500 |
What fees does Capital.com charge for trading?
Capital.com offers commission-free trading on all instruments. Instead of charging a direct fee, they make money through spreads—the difference between the buy and sell price. Overnight funding fees may apply for leveraged positions held overnight.
Are there any hidden or withdrawal fees on Capital.com?
No, Capital.com does not charge any hidden fees. Deposits and withdrawals are free, with no inactivity fees or additional charges. However, third-party providers like banks or e-wallets may apply their own processing fees.
🏆10 Best Forex Brokers in South Africa
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| 🥇 |  | Read Review | ASIC, FSA, CBI, BVI, FSCA, FRSA, CySEC, ISA, JFSA | $100 | Visit Now |
| 🥈 |  | Read Review | FSCA, FCA, DFSA, FSA, CMA | $0 | Visit Now |
| 🥉 |  | Read Review | CySEC, IFSC, DFSA, FCA | $5 | Visit Now |
| 4 |  | Read Review | ASIC, CySEC, FSA, SCB | $0 | Visit Now |
| 5 |  | Read Review | FSA, FSCA | $250 | Visit Now |
| 6 |  | Read Review | FSA, FSC, FSCA, ASIC, CMA | $20 | Visit Now |
| 7 |  | Read Review | CBCS, FSA, FSCA, CMA | $10 | Visit Now |
| 8 |  | Read Review | ASIC, CySEC, FSCA, FSA, FSC, CMA | $100 | Visit Now |
| 9 |  | Read Review | CySEC, MWALI, FSCA | $25 | Visit Now |
| 10 |  | Read Review | FSA, CySEC, FSCA, FSC | $10 | Visit Now |
Capital.com at a glance
| Broker's Name | |
| 📍 Headquartered | Cyprus, Limassol |
| 📅 Year Founded | 2016 |
| ⚖️ Regulating Authorities | FCA, CySEC, ASIC, SCB |
| 📌CySEC No | HE 354252 |
| 📌FCA No | 793714 |
| 🌐 Countries not accepted for trade | The United States |
| ☪️ Islamic account (swap-free) | No |
| 👍 Demo Account | Yes |
| 📊 Institutional Accounts | Yes |
| 📊 Managed Accounts | No |
| 📈 Maximum Leverage | 1:30 for retail |
| 💰 Minimum Deposit | $20 / 355 ZAR |
| 🌐 Spreads | From 0.6 pips |
| 🌐 Commission | 0% other fees apply |
| 🌐 Fees | Overnight fee on Indices, Commodities, and FX |
| 📊 Accounts | Standard account |
| 📎 Bonus | No |
| 💳 Deposit Options | Wire Transfer, Visa, MasterCard, Skrill, Neteller, iDeal, Giropay, Przelewy24, QIWI, WebMoney, Trustly, Worldpay and AstroPay. |
| 💳 Withdrawal Options | Wire Transfer, Visa,,MasterCard, Skrill, Neteller, iDeal, Giropay, Przelewy24, QIWI, WebMoney, Trustly, Worldpay and AstroPay. |
| 💻 Platform Types | Proprietary Web-Based Platform |
| 📱 OS Compatibility | PC and Mobile |
| 📈 Tradable assets offered | CFDs on Commodities, Metals, Stocks, Oil, Gold, Indices and FX currency pairs. |
| 👨💼 Languages supported on Website | English, Spanish, Italian, French, German, Chinese, Russian, Portuguese, Thai, Bahasa, Swedish, Polish, Hungarian and more |
| 👥 Customer Support Languages | English, Spanish, Italian, French, German, Chinese, Russian, Portuguese, Thai, Bahasa, Swedish, Polish, Hungarian and more |
| 📆 Customer Service Hours | 24/5 |
| 📝Sign up | 👉 Open Account |
Capital.com Customer Reviews
- Capital.com receives mostly positive customer reviews, with users praising its easy-to-use platform, fast withdrawals, and helpful customer support.
- Many appreciate the educational tools and TradingView integration.
- However, some users report issues with trade execution and occasional withdrawal delays.
| 🔍Aspect | 🔖Details |
| 🌟Overall Rating | ⭐ 4.3 out of 5 on Trustpilot (based on 8,000+ reviews); praised for platform quality and transparency |
| 👏Customer Satisfaction | Users are generally satisfied with the intuitive interface, fast execution, and fee-free structure; some negative feedback mentions delays in account verification |
| 📞Customer Service | 24/7 multilingual support via live chat, email, and phone; response times are quick, but a few users report slow replies during high-demand periods |
Customers Ratings
| 🌐 Platform | 📝 Feedback Summary | ⭐ Rating |
 | Traders find the platform stable and spreads competitive, but some request broader EA support. | ⭐⭐⭐⭐☆ |
 | Users praise transparent pricing and quick execution; a few complaints about withdrawal speed. | ⭐⭐⭐⭐☆ |
 | Limited reviews but mostly positive—highlighting beginner-friendly interface and helpful support. | ⭐⭐⭐⭐☆ |
 | Generally excellent; fast app, smooth deposits/withdrawals, with a few KYC delay complaints. | ⭐⭐⭐⭐⭐ |
 | Mixed South African feedback—positive on ease of use, some concerns with local payment methods. | ⭐⭐⭐⭐☆ |
 | Over 8,000 reviews praising the platform’s speed, transparency, and no hidden fees. | ⭐⭐⭐⭐⭐ |
Pros and Cons
| ✅Pros | ❌ Cons |
| South African company with FSCA FSP and ODP approval | ZAR account support is not publicly confirmed |
| Clean proprietary web and mobile platforms | High stock index CFD fees |
| Great experience opening an account | Only CFD |
| Excellent customer support | Smaller account currencies not available |
| TradingView, MT4, MT5, and API options where available | Limited customizability (for charts, workspace) |
| Broad range of CFD markets | Mostly derivative trading rather than direct ownership |
Conclusion
Capital.com offers a transparent and competitive fee structure, making it attractive for cost-conscious traders. With zero commissions on trades, tight spreads across major instruments, and no hidden charges on deposits or withdrawals, traders can focus on strategy without worrying about high costs. The broker’s commitment to low trading expenses and clear pricing policies ensures a fair and accessible trading environment, appealing to both beginners and experienced traders alike.
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Frequently Asked Questions
Does Capital.com charge commissions on trades?
Capital.com operates on a commission-free pricing model, meaning traders do not pay direct commissions on forex or CFD trades. Instead, costs are built into spreads, making pricing simpler and more transparent for both beginner and experienced traders.
What are the average spreads on Capital.com?
Spreads on Capital.com are competitive, with major forex pairs like EUR/USD typically starting from around 0.6 pips. These spreads are variable and may widen during periods of high volatility or low liquidity in the market.
Are there any deposit or withdrawal fees?
Capital.com generally does not charge fees for deposits or withdrawals. However, third-party providers such as banks or payment processors may apply their own charges, which traders should consider when funding or withdrawing from their trading accounts.
Does Capital.com charge overnight (swap) fees?
Yes, Capital.com applies overnight funding fees on leveraged positions held open beyond a trading day. These fees depend on the asset class and market conditions, although some instruments, like certain CFDs, may have reduced or zero overnight costs.
Is there an inactivity fee on Capital.com accounts?
Capital.com may charge an inactivity fee if an account remains unused for an extended period, typically after 12 months. This fee encourages active account management and applies only when no trading activity has taken place.
Does Capital.com charge currency conversion fees?
Yes, a currency conversion fee applies when trading instruments denominated in a different currency than your account. This fee is usually around 0.7% of the spot forex rate and is included in the conversion rate.
Are spreads fixed or variable on Capital.com?
Capital.com offers variable spreads, meaning they fluctuate depending on market conditions such as volatility, liquidity, and trading volume. During stable conditions, spreads remain tight, but they can widen during major economic announcements or market disruptions.
Does Capital.com charge fees for guaranteed stop-loss orders?
Yes, a fee is charged when a guaranteed stop-loss order (GSLO) is triggered. This fee compensates the broker for ensuring execution at the exact specified price, protecting traders from slippage during volatile market movements.
Are Capital.com trading fees considered low?
Capital.com is generally considered a low-cost broker due to its commission-free structure and relatively tight spreads. Combined with no deposit or withdrawal fees, it offers a cost-efficient trading environment compared to many competitors.
What is the total trading cost on Capital.com?
The total cost of trading on Capital.com includes spreads, overnight fees for leveraged positions, and potential currency conversion charges. While commissions are absent, these combined costs determine the overall expense of maintaining and executing trades.
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