Overall, Capital.com is considered a low-risk, trustworthy broker with a wide range of trading instruments and an economical social trading environment.
Capital.com is regulated by the top-tier FCA & CySEC and has low spreads and competitive trading fees against major currency pairs
🛡️ Regulated and trusted by the CySEC.
🛡️ 7856 new traders chose this broker in the last 90 days.
🛡️ Available for South African Traders 🇿🇦
- 💰 Min Deposit:$20
- 📈 Leverage: Up to 1:30
- 🏦 Regulators: FCA, CySEC, ASIC, SCB
| 🔍 Feature | |
| 💰Minimum Deposit | $20 / 355 ZAR |
| 🎁Sign-Up Bonus | No deposit bonuses or promotions due to regulatory rules |
| 💸Fees | Zero deposit/withdrawal/account fees; $10 monthly inactivity fee after 1 year for some clients |
| 📉Spreads & Commissions | Zero commissions; EUR/USD spread around 0.6–0.67 pips; built into spreads |
| 💳Deposit & Withdrawals | Methods: cards, Apple Pay, Skrill, bank transfer, PayPal (regional), SEPA; no fees; withdrawals free |
| 🖥️Platforms | Proprietary web/mobile platform + MT4 + TradingView integration; includes advanced charting & analytics tools |
| 🛡️Regulation | Authorised by FCA (UK), ASIC (Australia), CySEC (Cyprus), SCB (Bahamas), and MiFID compliance |
| 🔐Trust Score | Overall Trustpilot ~4.3/5; BrokerChooser score 4.3/5; positive mobile app & support feedback |
| ⏱️Payout Schedule | Deposits typically instant; bank transfers ~1 business day; withdrawals follow method-specific timing (cards/wire) |
| 📝Sign up | 👉 Open Account |
Capital.com Spider Chart
Capital.com Spider Chart Ratings
Pro and Cons
| ✅Pros | ❌ Cons |
| Competitive Spreads | No price alerts |
| Sound regulation | High stock index CFD fees |
| Great experience opening an account | Only CFD |
| Excellent customer support | Smaller account currencies not available |
| Low forex fees | Limited customizability (for charts, workspace) |
Overview
- According to research in South Africa, Capital.com is a global Forex and CFD broker founded in 2016, now serving over 500,000 clients in more than 50 countries.
- The platform offers CFD trading on forex, stocks, commodities, and indices, while integrating AI to support education and smarter decision-making.
- Headquartered in Cyprus and London, Capital.com is fully compliant with ESMA regulations and is regulated by both the FCA and CySEC, ensuring strong investor protection and regulatory transparency.
- 💰 Min Deposit:$20
- 📈 Leverage: Up to 1:30
- 🏦 Regulators: FCA, CySEC, ASIC, SCB
Featured Offered
- Capital.com offers a wide range of features designed to enhance the trading experience.
- These include commission-free trading, advanced AI-powered analytics, and access to over 3,000 markets, including forex, stocks, indices, and commodities.
- The platform also provides educational tools, a user-friendly mobile app, and negative balance protection to support both beginner and experienced traders.
| 🧩 Feature | 📊 Details |
| 🏦 Account Types | Retail CFD, Professional, Corporate; CFD, Swap‑free (UAE), Spread‑betting, 1X accounts |
| ⚖️ Leverage | Maximum for retail: 30:1 on majors (per FCA/CySEC/ASIC); lowered for other assets; Pro accounts up to 500:1 |
| 📉 Spreads & Commissions | Floating spreads from ~0.6 pips (EUR/USD); zero commissions; index and CFD spreads vary (e.g. US30 from 2 pts) |
| 🌐 Instruments Offered | 120+ forex pairs, 150+ crypto, 20+ indices, 9 metals, 7 energy, 14 soft commodities, 3,000+ stock CFDs |
| 🖥️ Trading Platforms | Proprietary Web & Mobile, MT4, TradingView, API access |
| ☪️ Islamic (Swap-Free) Accounts | Swap‑free available only via UAE entity; not available via EU/UK |
| 🖧 Free VPS Hosting | Not offered |
| 👥 Copy Trading | Not offered |
| 🛡️ Client Fund Security | Segregated accounts, negative balance protection, ISO 27001 & PCI DSS security standards, insured up to $1M (via EU entity) |
| 📋 Regulatory Oversight | FCA UK, CySEC Cyprus, ASIC Aus, SCB Bahamas, SCA UAE, FSA Seychelles; FCA/CySEC accounts eligible for £85K/€20K compensation |
Capital.com Customer Reviews
- Capital.com receives mostly positive customer reviews, with users praising its easy-to-use platform, fast withdrawals, and helpful customer support.
- Many appreciate the educational tools and TradingView integration.
- However, some users report issues with trade execution and occasional withdrawal delays.
| 🔍Aspect | 🔖Details |
| 🌟Overall Rating | ⭐ 4.3 out of 5 on Trustpilot (based on 8,000+ reviews); praised for platform quality and transparency |
| 👏Customer Satisfaction | Users are generally satisfied with the intuitive interface, fast execution, and fee-free structure; some negative feedback mentions delays in account verification |
| 📞Customer Service | 24/7 multilingual support via live chat, email, and phone; response times are quick, but a few users report slow replies during high-demand periods |
- 💰 Min Deposit:$20
- 📈 Leverage: Up to 1:30
- 🏦 Regulators: FCA, CySEC, ASIC, SCB
Customers Ratings
| 🌐 Platform | 📝 Feedback Summary | ⭐ Rating |
 | Traders find the platform stable and spreads competitive, but some request broader EA support. | ⭐⭐⭐⭐☆ |
 | Users praise transparent pricing and quick execution; a few complaints about withdrawal speed. | ⭐⭐⭐⭐☆ |
 | Limited reviews but mostly positive—highlighting beginner-friendly interface and helpful support. | ⭐⭐⭐⭐☆ |
 | Generally excellent; fast app, smooth deposits/withdrawals, with a few KYC delay complaints. | ⭐⭐⭐⭐⭐ |
 | Mixed South African feedback—positive on ease of use, some concerns with local payment methods. | ⭐⭐⭐⭐☆ |
 | Over 8,000 reviews praising the platform’s speed, transparency, and no hidden fees. | ⭐⭐⭐⭐⭐ |
Capital.com, Safe or Scam
- One of the best benchmarks to measure the safety of a broker like Capital.com is to establish which regulating authorities are watchdogs over its actions.
- Capital.com is regulated by the Financial Conduct Authority (FCA) and the Cyprus Securities and Exchange Commission (CySEC), ASIC, and SCB.
Is Capital.com a safe and regulated broker?
Yes, Capital.com is a safe and regulated broker. It is authorized by several top-tier financial regulators, including the FCA (UK), CySEC (Cyprus), ASIC (Australia), and FSA (Seychelles). The platform uses data encryption, segregated client accounts, and negative balance protection to enhance client safety.
Is Capital.com a scam?
No, Capital.com is not a scam. It is a legitimate global trading platform with over 500,000 clients and strong regulatory oversight. While some users report issues like delayed withdrawals or trade rejections, the majority of reviews highlight reliable service and transparent operations.
| 🛡️ Security Feature | ✅ Description |
| 💼 Regulation & Licensing | Regulated by top-tier authorities: FCA (UK), CySEC (Cyprus), ASIC (Australia), SCB (Bahamas), SCA (UAE), and FSA (Seychelles) |
| 🏦 Segregated Client Accounts | Client funds are held in segregated bank accounts to ensure safety and protection from company liabilities |
| 📝 Lloyd’s of London Insurance | Capital.com provides excess insurance underwritten by Lloyd’s of London, protecting eligible EU accounts up to €1,000,000 |
| 🔐 Capital Strength & Credit Rating | Privately held company with robust investor backing (e.g., by VP Capital); no public credit rating available |
| 🔒 Account-Level Security (Crypto) | End-to-end encryption, two-factor authentication (2FA), and full compliance with PCI DSS and ISO 27001 standards |
| 📈 Negative Balance Protection | Provided to all retail clients in accordance with ESMA and FCA rules, ensuring users never lose more than their deposit |
| 🧾 Transparent Compliance & Audits | Regular internal and regulatory audits; transparent operational procedures and full legal disclosures on the platform |
Capital.com at a glance
| Broker's Name | |
| 📍 Headquartered | Cyprus, Limassol |
| 📅 Year Founded | 2016 |
| ⚖️ Regulating Authorities | FCA, CySEC, ASIC, SCB |
| 📌CySEC No | HE 354252 |
| 📌FCA No | 793714 |
| 🌐 Countries not accepted for trade | The United States |
| ☪️ Islamic account (swap-free) | No |
| 👍 Demo Account | Yes |
| 📊 Institutional Accounts | Yes |
| 📊 Managed Accounts | No |
| 📈 Maximum Leverage | 1:30 for retail |
| 💰 Minimum Deposit | $20 / 355 ZAR |
| 🌐 Spreads | From 0.6 pips |
| 🌐 Commission | 0% other fees apply |
| 🌐 Fees | Overnight fee on Indices, Commodities, and FX |
| 📊 Accounts | Standard account |
| 📎 Bonus | No |
| 💳 Deposit Options | Wire Transfer, Visa, MasterCard, Skrill, Neteller, iDeal, Giropay, Przelewy24, QIWI, WebMoney, Trustly, Worldpay and AstroPay. |
| 💳 Withdrawal Options | Wire Transfer, Visa,,MasterCard, Skrill, Neteller, iDeal, Giropay, Przelewy24, QIWI, WebMoney, Trustly, Worldpay and AstroPay. |
| 💻 Platform Types | Proprietary Web-Based Platform |
| 📱 OS Compatibility | PC and Mobile |
| 📈 Tradable assets offered | CFDs on Commodities, Metals, Stocks, Oil, Gold, Indices and FX currency pairs. |
| 👨💼 Languages supported on Website | English, Spanish, Italian, French, German, Chinese, Russian, Portuguese, Thai, Bahasa, Swedish, Polish, Hungarian and more |
| 👥 Customer Support Languages | English, Spanish, Italian, French, German, Chinese, Russian, Portuguese, Thai, Bahasa, Swedish, Polish, Hungarian and more |
| 📆 Customer Service Hours | 24/5 |
| 📝Sign up | 👉 Open Account |
Capital.com Accounts
- A forex account at Capital.com is a trading account that you will hold and that will work similarly to your bank account, but with the difference that it is primarily issued with the purpose of trading in currencies.
- Forex Islamic accounts are also known as swap-free accounts as they imply no swap or rollover interest on overnight positions, which is against the Islamic faith.
- Often, the number and type of accounts that a trader can open with a broker company differ depending on the country in which it operates and the regulatory authorities through which the broker is regulated.
Demo Account
- Capital.com’s Demo Account is ideal for beginners or anyone wanting to test strategies without risking real money.
- It offers up to $100,000 in virtual funds and full access to the platform’s tools, charts, and educational resources.
Retail Account
- The Retail Account is Capital.com’s standard live trading option.
- It allows users to trade CFDs across various markets with zero commission, competitive spreads, and no deposit or withdrawal fees.
- It suits everyday traders with a low minimum deposit of $10.
Professional Account
- The Professional Account is designed for advanced traders who meet specific criteria.
- It offers higher leverage (up to 1:300), access to exclusive perks like cash rebates, a dedicated account manager, and invitations to VIP trading events.
What types of accounts does Capital.com offer?
Capital.com offers three main account types: a Demo Account for risk-free practice with virtual funds, a Retail Account for live CFD trading with real money, and a Professional Account for experienced traders seeking higher leverage and additional benefits.
How do I upgrade to a Professional Account on Capital.com?
To upgrade to a Professional Account, you must meet specific criteria such as trading experience, portfolio size, or financial background. Once eligible, you can apply through your Retail Account and submit supporting documents for review.
How to Open a Capital.com Account
Step 1 – Create an account
- To register a forex trading account with Capital.com for the first time, you will be required to go through a basic “know your customer” process.
- Create an account with Capital.com via the website.
Step 2 – Make your first deposit
Complete the requested information.
- Or sign up using your Facebook, Google, or Apple accounts.
- With Capital.com, the process entails logging onto their website and filling in some basic information.
- You will be asked to provide proof of your bank account, residence, and a copy of your legal ID.
- You may also be required to answer a few questions regarding your level of trading experience.
Step 3 – Start trading
- Once this is completed, you wait for your account approval, make your minimum deposit requirement, and start trading.
- 💰 Min Deposit:$20
- 📈 Leverage: Up to 1:30
- 🏦 Regulators: FCA, CySEC, ASIC, SCB
Capital.com Fees
- Capital.com charges no commission on trades and earns mainly through spreads across 2,000+ assets.
- Spreads on major pairs like EUR/USD start from just 0.6 pips.
- Swap fees apply to overnight positions, but only on borrowed amounts. Fees may vary by region.
What fees does Capital.com charge for trading?
Capital.com offers commission-free trading on all instruments. Instead of charging a direct fee, they make money through spreads—the difference between the buy and sell price. Overnight funding fees may apply for leveraged positions held overnight.
Are there any hidden or withdrawal fees on Capital.com?
No, Capital.com does not charge any hidden fees. Deposits and withdrawals are free, with no inactivity fees or additional charges. However, third-party providers like banks or e-wallets may apply their own processing fees.
| 📌 Broker | |
| 📈 Trading Fees Class | Low — No commissions; costs are incorporated into spreads and overnight funding fees. |
| 💰 Required Min Deposit | $20 (by card); some sources mention $10 via Apple Pay in select regions |
| 🔁 Withdrawal Fee | $0 (no broker fee); third-party fees may apply |
| 💳 Deposit Fees | $0 (no broker fee); though banks or payment providers may charge fees |
| 📝 Average Spread | ≈ 0.6 pips on EUR/USD (Standard); ≈ 0.1 pips (ECN accounts); typical index CFD costs ~0.5 points on S&P 500 |
- 💰 Min Deposit:$20
- 📈 Leverage: Up to 1:30
- 🏦 Regulators: FCA, CySEC, ASIC, SCB
Capital.com Trading Platforms
- The forex trading platform provided by Capital.com to its clients is the software to carry out their trades.
- Some brokers provide only one trading platform while others offer several.
- A multi-asset trading platform is one that allows clients to trade forex as well as other asset classes.
- The decision about which platform to choose will usually depend on what a client would like to trade.
MetaTrader 4 (MT4)
- MetaTrader 4 (MT4) is a popular trading platform offered by Capital.com for advanced traders.
- It provides powerful charting tools, automated trading with Expert Advisors (EAs), and a customizable interface.
- MT4 is ideal for forex and CFD trading, supporting fast execution and a wide range of technical indicators.
What trading platforms does Capital.com offer?
Capital.com provides access to multiple platforms, including its proprietary web and mobile platform, MetaTrader 4 (MT4), and TradingView integration. These platforms support advanced charting tools, real-time data, and various order types for efficient CFD trading.
Can I trade on Capital.com using MetaTrader 4 (MT4)?
Yes, Capital.com supports trading via MetaTrader 4 (MT4), a widely used platform for forex and CFD trading. It offers features like automated trading (EAs), customizable charts, and technical indicators, ideal for experienced traders seeking deeper market analysis.
Capital.com Deposit and Withdrawal
- Accounts usually require a certain minimum initial deposit, which can be paid in several ways.
- Withdrawals can usually be done through the same payment methods, but this differs between brokers.
Deposit Method:
| 📥 Deposit Method | ⚡ Speed | 💸 Fees |
| 💳 Credit / Debit Card | Instant | Free |
| 🏦 Bank Transfer (Wire/SWIFT) | 1–5 business days | Free |
| 🌐 E-Wallets (Skrill, Neteller, etc.) | Instant to <24 hours | Free |
| ₿ Cryptocurrency (BTC, USDT) | Not supported | – |
| 💶 SEPA (Eurozone only) | 1–2 business days | Free |
| 📝Sign up | 👉 Open Account | 👉 Open Account |
Withdrawal Method:
| 📤 Withdrawal Method | ⚡ Speed | 💸 Fees |
| 🏦 Bank Transfer | Processed within 24 hours (internal); 1–5 business days to arrive | No broker fees |
| 💳 Credit / Debit Card | Within 24 hours (internal processing); bank may take 1–5 days | No broker fees |
| 🌐 E-Wallets | Typically instant or <24 h internally; arrival varies by provider | No broker fees |
| ₿ Cryptocurrency | Not supported by Capital.com for withdrawals (CFD-only broker) | No broker fees |
| 🔄 Local Payment Solutions & Regional Wallets | Instant to 1–2 business days for deposits and withdrawals, depending on provider | No broker fees |
| 📝Sign up | 👉 Open Account | 👉 Open Account |
How can I deposit funds into my Capital.com account?
You can deposit funds using credit or debit cards, bank transfers, or e-wallets like Skrill and Neteller. The minimum deposit is $20 or equivalent. Most deposits are processed instantly, and Capital.com does not charge deposit fees.
How do withdrawals work on Capital.com?
Withdrawals must be made using the same method as your deposit. Capital.com does not charge any withdrawal fees. E-wallet withdrawals are typically instant, while card and bank transfers may take 1 to 3 business days to process.
- 💰 Min Deposit:$20
- 📈 Leverage: Up to 1:30
- 🏦 Regulators: FCA, CySEC, ASIC, SCB
Leverage
- Leverage is a facility that enables you to get much larger exposure to the market you are trading than the amount you deposited to open the trade.
- Leveraged products, such as forex trading, magnify your potential profit but also increase your potential loss.
- Margin is the amount of collateral to cover any credit risks that may arise during your trading operations.
- It is expressed as the percentage of position size (e.g., 5% or 1%), and you have to have funds in your trading account to ensure sufficient margin.
What is the maximum leverage offered by Capital.com?
Capital.com offers different leverage levels depending on your account type and asset class. For retail clients, leverage can go up to 30:1 for major forex pairs. Professional clients may access leverage up to 500:1, subject to eligibility.
Can I adjust the leverage on my Capital.com account?
Yes, Capital.com allows users to adjust their leverage settings based on their risk tolerance and trading experience. You can manage this directly from your account dashboard or contact support for assistance.
Capital.com vs eToro – A Comparison
| 🔎 Broker | |  |
| 📌Minimum Deposit | $20 / R 320 ZAR | $50 / R 880 ZAR |
| 📌 Withdrawal Fees | No | No |
| 📌 Inactivity Fees | Yes | Yes |
| 📌 Deposit Fees | No | No |
| 💵 Desktop Platform (Windows) | Yes | No |
| 💰 Virtual Trading (Demo) | Yes | Yes |
| 📉Alerts - Basic Fields | Yes | Yes |
| ✔️ Year Founded | 2016 | 2007 |
| 📱 Authorized in the European Union | Yes | Yes |
| 💰ASIC Authorized (Australia) | Yes | Yes |
| 📝Sign up | 👉 Open Account | 👉 Open Account |
Customer Reviews
⭐ Aristos Panteli, Senior Account Manager
Aristos Panteli is a dedicated Senior Account Manager known for his professionalism and in-depth market knowledge. He provides personalized support to clients, helping them navigate the trading platform and make informed decisions tailored to their goals.
⭐ Great assistance from Aristos Panteli!
Many clients praise Aristos Panteli for his outstanding assistance. He’s recognized for being responsive, clear in his guidance, and genuinely committed to helping traders understand the tools and strategies available to them.
⭐ I have worked with many different.
I have worked with many different account managers, but Aristos Panteli stands out for his consistency and expertise. His ability to explain complex concepts in a simple way sets him apart and builds lasting trust with clients.
Conclusion
Overall, Capital.com is considered a low-risk, trustworthy broker with a wide range of trading instruments and an economical social trading environment.
Capital.com is regulated by the top-tier FCA & CySEC and has low spreads and competitive trading fees against major currency pairs
Capital.com can be described as a company that is new, but which has accumulated an impressive number of clients over the past few years it has been in business.
Capital.com has created a profitable trading environment by offering tight spreads and zero commission fees.
The only notable disadvantage is that Capital.com does not offer MetaTrader 4.
Disclaimer
Capital.com warns potential customers that Forex and CFDs trading carries a high risk and may not be suitable for all investors.
Before deciding to trade with Capital.com, potential traders are advised to carefully consider their investment objectives, financial situation, needs, and level of experience before investing money they cannot afford to lose.
Capital.com warns that margin trading involves the potential for profit as well as the risk of loss.
Movements in the price of foreign exchange and commodities are very unpredictable; hence, Capital.com cannot guarantee a maximum loss that a trader may suffer, according to research in South Africa.
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Frequently Asked Questions
What is Capital.com?
Capital.com is a global CFD trading platform that provides access to thousands of markets, including forex, stocks, indices, and cryptocurrencies. Known for its AI-powered tools, user-friendly interface, and robust regulatory compliance, it supports traders of all experience levels.
Is Capital.com a regulated and safe platform?
Yes, Capital.com is licensed by top regulators including the FCA, CySEC, ASIC, and FSA. It ensures fund protection through segregated accounts, uses advanced encryption technologies, and adheres to strict compliance rules for transparency and client security.
What financial instruments can I trade on Capital.com?
Users can trade CFDs on over 3,000 assets, including stocks, forex, commodities, indices, and cryptocurrencies. This wide variety enables traders to diversify portfolios and take advantage of different market opportunities using leverage and real-time pricing.
What are the fees and commissions on Capital.com?
Capital.com offers commission-free trading and makes revenue through competitive spreads. There are no charges for deposits or withdrawals, although overnight fees and inactivity charges may apply. All applicable costs are displayed clearly before you execute a trade.
How do I open an account with Capital.com?
To open an account, register on the website or app, verify your identity with KYC documents, and deposit funds using a preferred method. Once verified, you can begin trading immediately with access to all platform features and tools.
Does Capital.com offer a demo account?
Yes, Capital.com provides a free demo account with virtual funds. It allows users to practice trading, explore the platform, and test strategies without risking real money. The demo environment reflects live market conditions for realistic learning.
What educational resources does Capital.com provide?
Capital.com offers a rich educational suite including articles, video lessons, webinars, and the Investmate mobile app. These resources cater to all levels of traders, making it easier to build financial knowledge and improve trading strategies over time.
What deposit and withdrawal methods are available?
Capital.com supports multiple secure payment methods, including bank transfers, debit/credit cards, and e-wallets like PayPal, Apple Pay, Skrill, and Neteller. Most methods have no fees, and processing times are generally fast for both deposits and withdrawals.
Is Capital.com suitable for beginner traders?
Capital.com is beginner-friendly with a simple interface, educational content, and helpful tools like negative balance protection. Its demo account and AI-powered insights also assist new traders in learning and developing confidence without unnecessary risk.
Can I trade on Capital.com using a mobile app?
Yes, Capital.com offers a powerful and intuitive mobile app for both Android and iOS. The app enables full trading functionality, real-time market updates, price alerts, and access to learning tools, making it perfect for trading on the go.
