Capital.com offers four types of accounts in two categories, Retail and Professional. The account types are Standard, Plus, Premier, and Invest. Monitored by Regulating Authorities, FCA, CySEC.
Capital.com Account Types - key points, quick overview:
- ☑️Overview
- ☑️Capital.com Accounts
- ☑️How to Open a Capital.com Account
- ☑️Capital.com at a glance
- ☑️Capital.com Customer Reviews
- ☑️Pros and Cons
- ☑️Frequently Asked Questions
Overview
- According to research in South Africa, Capital.com is a global Forex and CFD broker founded in 2016, now serving over 500,000 clients in more than 50 countries.
- The platform offers CFD trading on forex, stocks, commodities, and indices, while integrating AI to support education and smarter decision-making.
- Headquartered in Cyprus and London, Capital.com is fully compliant with ESMA regulations and is regulated by both the FCA and CySEC, ensuring strong investor protection and regulatory transparency.
Capital.com Accounts
- Capital.com offers a range of products tailored to both retail and professional traders.
- This ranges from CFD to spread betting (not available outside the UK) and also the unleveraged 1X account.
- The broker’s latest product, Knock-outs, offers an innovative way of trading with pre-defined risk and flexible costs.
CFD account
- A leveraged trading account that allows traders to speculate on price movements across shares, indices, forex, commodities, and crypto without owning the underlying assets.
- Offers competitive spreads, zero commission, and the ability to go long or short.
X account (UK only)
- A non-leveraged trading account designed for those who prefer one-for-one market exposure.
- Traders buy and sell assets outright, avoiding margin requirements while benefiting from real-time pricing and market execution.
Spread betting account (UK only)
- A tax-efficient way to trade with leverage, where profits are based on price movements per point rather than contract sizes.
- No capital gains tax or stamp duty, with access to thousands of markets.
- Tax treatment depends on individual circumstances and may change.
Knock-outs account (coming soon)
- A structured risk product where traders set a knock-out level that automatically closes the position if it is reached.
- Knock-outs offer market exposure for a fixed upfront premium, with flexible costs and predefined risk limits.
Demo Account
- Capital.com’s Demo Account is ideal for beginners or anyone wanting to test strategies without risking real money.
- It offers up to $100,000 in virtual funds and full access to the platform’s tools, charts, and educational resources.
Professional Account
- The Professional Account is designed for advanced traders who meet specific criteria.
- It offers higher leverage (up to 1:300), access to exclusive perks like cash rebates, a dedicated account manager, and invitations to VIP trading events.
What types of accounts does Capital.com offer?
Capital.com offers a Demo Account for risk-free practice with virtual funds, a range of CFDs and spread betting (not available outside the UK), and an unleveraged 1X account with real money, and a Professional Account for experienced traders seeking higher leverage and additional benefits.
How do I upgrade to a Professional Account on Capital.com?
To upgrade to a Professional Account, you must meet specific criteria such as trading experience, portfolio size, or financial background. Once eligible, you can apply through your Retail Account and submit supporting documents for review.
How to Open a Capital.com Account
Step 1 – Create an account
- To register a forex trading account with Capital.com for the first time, you will be required to go through a basic “know your customer” process.
- Create an account with Capital.com via the website.
Step 2 – Make your first deposit
Complete the requested information.
- Or sign up using your Facebook, Google, or Apple accounts.
- With Capital.com, the process entails logging onto their website and filling in some basic information.
- You will be asked to provide proof of your bank account, residence, and a copy of your legal ID.
- You may also be required to answer a few questions regarding your level of trading experience.
Step 3 – Start trading
- Once this is completed, you wait for your account approval, make your minimum deposit requirement, and start trading.
🏆10 Best Forex Brokers in South Africa
| Rank | Broker | Broker Review | Regulators | Minimum Deposit | Visit Broker |
|---|---|---|---|---|---|
| 🥇 |  | Read Review | ASIC, FSA, CBI, BVI, FSCA, FRSA, CySEC, ISA, JFSA | $100 | Visit Now |
| 🥈 |  | Read Review | FSCA, FCA, DFSA, FSA, CMA | $0 | Visit Now |
| 🥉 |  | Read Review | CySEC, IFSC, DFSA, FCA | $5 | Visit Now |
| 4 |  | Read Review | ASIC, CySEC, FSA, SCB | $0 | Visit Now |
| 5 |  | Read Review | FSA, FSCA | $250 | Visit Now |
| 6 |  | Read Review | FSA, FSC, FSCA, ASIC, CMA | $20 | Visit Now |
| 7 |  | Read Review | FSC, FSCA | $50 | Visit Now |
| 8 |  | Read Review | ASIC, CySEC, FSCA, FSA, FSC, CMA | $100 | Visit Now |
| 9 |  | Read Review | CySEC, MWALI, FSCA | $25 | Visit Now |
| 10 |  | Read Review | FSA, CySEC, FSCA, FSC | $10 | Visit Now |
Capital.com at a glance
| Broker's Name |  |
| 📍 Headquartered | Cyprus, Limassol |
| 📅 Year Founded | 2016 |
| ⚖️ Regulating Authorities | FCA, CySEC, ASIC, SCB |
| 📌CySEC No | HE 354252 |
| 📌FCA No | 793714 |
| 🌐 Countries not accepted for trade | The United States |
| ☪️ Islamic account (swap-free) | No |
| 👍 Demo Account | Yes |
| 📊 Institutional Accounts | Yes |
| 📊 Managed Accounts | No |
| 📈 Maximum Leverage | 1:30 for retail |
| 💰 Minimum Deposit | $20 / 355 ZAR |
| 🌐 Spreads | From 0.6 pips |
| 🌐 Commission | 0% other fees apply |
| 🌐 Fees | Overnight fee on Indices, Commodities, and FX |
| 📊 Accounts | Standard account |
| 📎 Bonus | No |
| 💳 Deposit Options | Wire Transfer, Visa, MasterCard, Skrill, Neteller, iDeal, Giropay, Przelewy24, QIWI, WebMoney, Trustly, Worldpay and AstroPay. |
| 💳 Withdrawal Options | Wire Transfer, Visa,,MasterCard, Skrill, Neteller, iDeal, Giropay, Przelewy24, QIWI, WebMoney, Trustly, Worldpay and AstroPay. |
| 💻 Platform Types | Proprietary Web-Based Platform |
| 📱 OS Compatibility | PC and Mobile |
| 📈 Tradable assets offered | CFDs on Commodities, Metals, Stocks, Oil, Gold, Indices and FX currency pairs. |
| 👨💼 Languages supported on Website | English, Spanish, Italian, French, German, Chinese, Russian, Portuguese, Thai, Bahasa, Swedish, Polish, Hungarian and more |
| 👥 Customer Support Languages | English, Spanish, Italian, French, German, Chinese, Russian, Portuguese, Thai, Bahasa, Swedish, Polish, Hungarian and more |
| 📆 Customer Service Hours | 24/5 |
| 📝Sign up | 👉 Open Account |
Capital.com Customer Reviews
- Capital.com receives mostly positive customer reviews, with users praising its easy-to-use platform, fast withdrawals, and helpful customer support.
- Many appreciate the educational tools and TradingView integration.
- However, some users report issues with trade execution and occasional withdrawal delays.
| 🔍Aspect | 🔖Details |
| 🌟Overall Rating | ⭐ 4.3 out of 5 on Trustpilot (based on 8,000+ reviews); praised for platform quality and transparency |
| 👏Customer Satisfaction | Users are generally satisfied with the intuitive interface, fast execution, and fee-free structure; some negative feedback mentions delays in account verification |
| 📞Customer Service | 24/7 multilingual support via live chat, email, and phone; response times are quick, but a few users report slow replies during high-demand periods |
Customers Ratings
| 🌐 Platform | 📝 Feedback Summary | ⭐ Rating |
 | Traders find the platform stable and spreads competitive, but some request broader EA support. | ⭐⭐⭐⭐☆ |
 | Users praise transparent pricing and quick execution; a few complaints about withdrawal speed. | ⭐⭐⭐⭐☆ |
 | Limited reviews but mostly positive—highlighting beginner-friendly interface and helpful support. | ⭐⭐⭐⭐☆ |
 | Generally excellent; fast app, smooth deposits/withdrawals, with a few KYC delay complaints. | ⭐⭐⭐⭐⭐ |
 | Mixed South African feedback—positive on ease of use, some concerns with local payment methods. | ⭐⭐⭐⭐☆ |
 | Over 8,000 reviews praising the platform’s speed, transparency, and no hidden fees. | ⭐⭐⭐⭐⭐ |
Pros and Cons
| ✅Pros | ❌ Cons |
| Competitive Spreads | No price alerts |
| Sound regulation | High stock index CFD fees |
| Great experience opening an account | Only CFD |
| Excellent customer support | Smaller account currencies not available |
| Low forex fees | Limited customizability (for charts, workspace) |
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Frequently Asked Questions
What account types does Capital.com offer?
Capital.com offers several account types, including a standard retail account, a professional account for experienced traders, and a demo account. Each account type is designed to suit different trading needs, experience levels, and risk tolerances.
What is a Capital.com retail account?
A retail account is the default option for most traders on Capital.com. It provides access to all trading instruments with built-in protections such as negative balance protection and limited leverage in line with regulatory requirements.
Who qualifies for a professional account on Capital.com?
To qualify for a professional account, traders must meet specific criteria, including sufficient trading experience, a large portfolio, and frequent trading activity. Professional accounts offer higher leverage but fewer protections compared to retail accounts.
What is the Capital.com demo account?
The demo account allows users to practice trading using virtual funds in a risk-free environment. It replicates real market conditions and helps beginners understand how the platform works before committing real money.
What is the minimum deposit for Capital.com accounts?
The minimum deposit on Capital.com varies depending on the payment method and region. Generally, it starts from a relatively low amount, making it accessible for beginners while still accommodating more experienced traders with larger capital.
Can I switch between account types on Capital.com?
Yes, users can request to switch between account types, such as upgrading from retail to professional status. However, this requires meeting eligibility criteria and approval from Capital.com, particularly for professional account classification.
Do Capital.com account types affect trading fees?
Capital.com primarily operates with a spread-based pricing model and does not charge commissions on most trades. However, account type may influence leverage, margin requirements, and certain conditions that indirectly affect overall trading costs.
Are there Islamic accounts available on Capital.com?
Capital.com offers Islamic (swap-free) accounts for traders who require Sharia-compliant trading conditions. These accounts do not incur overnight interest charges but may include alternative administrative fees depending on the asset and duration.
What leverage is available for each Capital.com account type?
Leverage varies depending on whether you have a retail or professional account. Retail accounts have capped leverage due to regulations, while professional accounts can access significantly higher leverage, increasing both potential profits and risks.
Which Capital.com account type is best for beginners?
The demo and retail accounts are best suited for beginners. The demo account helps build confidence without risk, while the retail account provides real trading experience with built-in protections and lower leverage to manage risk effectively.
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