5 Best Crypto Payment Gateways – Rated and Reviewed. We have listed the top platforms that provide secure, efficient, and cost-effective solutions by accepting cryptocurrency payments.
In this in-depth guide, you will learn:
- Crypto Payment Solutions
- Bitcoin Payment Gateways
- Crypto Merchant Services
- Blockchain Payment Systems
- Security and fees comparison
- Cryptocurrency Payment Processing
Best Crypto Payment Gateways
🌟 Crypto Gateway | 💼 Key Features | 🪙 Supported Cryptos |
🥇 FiveWest | Instant ZAR Settlements, Low Fees, No Crypto Exposure | BTC, ETH, XRP, USDT |
🥈NOWPayments | E-commerce Integrations, Multi-Crypto Support, Global Reach | 300+ Cryptos (BTC, ETH, USDT, etc.) |
🥉Stitch Pay w/ Crypto | Bank-to-Crypto Bridge, Secure Transfers, Fiat Settlements | BTC, ETH, USDT, and more |
🏅Plisio | E-commerce Friendly, Low Transaction Fees, Real-Time Rates | BTC, LTC, ETH, DOGE, and others |
🏅Binance | Over 300 cryptocurrencies including Bitcoin, Ethereum, and more | Over 300 cryptocurrencies |
5 Best Crypto Payment Gateways(2025)
- ☑️FiveWest – Best modern fintech blockchain technology.
- ☑️NOWPayments – Payments in multiple Cryptocurrencies.
- ☑️Stitch Pay – Best South African payments infrastructure company.
- ☑️Plisio – Trusted Payment Service Provider (PSP)
- ☑️Binance – The largest crypto exchange
1. FiveWest
Features
FiveWest provides a comprehensive crypto payment gateway that allows businesses to accept secure, seamless cryptocurrencies, such as Bitcoin, and stablecoins like USDC.
One of the key highlights of this system is its automated hedging mechanism that saves businesses from crypto volatility by converting the received payments to fiat instantly.
It is very friendly to integrations, from white-label solutions down to API, which makes it suitable for businesses of all extents.
With a competitive transaction fee of 0.5%, FiveWest remains cost-effective for merchants in adding crypto payments to their repertoire.
🔖Feature | 🇿🇦Details |
💰Supported Currencies | Bitcoin (BTC), USDC, ZAR |
🔒Hedging Options | Automatic conversion to ZAR for volatility protection |
✔️Transaction Fees | Competitive rate of 0.5% |
🔌Integration Options | White-label solutions, API, and easy platform integration |
💵Settlement | Instant settlement in South African Rand (ZAR) |
🆓No Setup Fees | Free to start accepting crypto payments |
🛡️Security Features | Advanced encryption and fraud detection |
📞Customer Support | 24/7 assistance for merchants |
Pros and Cons
✅Pros | ❌Cons |
Automatic ZAR conversion to protect against volatility | Limited support for altcoins compared to some competitors |
Low transaction fees (0.5%) | May require some technical expertise for API integration |
Fast settlement directly to ZAR accounts | Primarily focused on businesses, less suited for individuals |
2. NOWPayments
Features
Incorporated as an international cryptocurrency payment gateway, NOWPayment’s purpose was to ensure and facilitate ease while handling crypto transactions for businesses.
These businesses can select among cryptocurrencies from more than 300 available, including some famous ones: Bitcoin, Ethereum, and Litecoin.
The NOWPayment solution exposes an easy-to-use API and plugins applicable to e-commerce platforms, making it very accessible to online merchants.
Very affordable rates for transaction fees, coupled with prompt and efficient customer support for a seamless experience at every touchpoint, both in favor of the merchants and final customers, cap the perks.
🔖Feature | 🇿🇦Details |
💰Supported Currencies | Over 300 cryptocurrencies + ZAR (conversion available) |
🔄Automatic Conversion | Crypto payments can be auto-converted to ZAR |
✔️Transaction Fees | Flexible fees starting at 0.5% |
🔌Integration Options | Plugins for WooCommerce, Shopify, APIs, and more |
💵Instant Payouts | Quick settlements directly to ZAR accounts |
🆓No Monthly Fees | Pay only for transactions no recurring charges |
🛡️Security Features | End-to-end encryption and fraud monitoring |
📞Customer Support | 24/7 assistance with dedicated account managers |
Pros and Cons
✅Pros | ❌Cons |
Supports over 300 cryptocurrencies + ZAR | Requires third-party service for direct ZAR settlements |
No setup or monthly feespay-as-you-go | Volatility risks if auto-conversion is not enabled |
User-friendly dashboard for payment tracking | Limited local support for South Africa-specific compliance |
3. Stitch Pay
Features
Stitch Pay is a widely accepted payment gateway that permits businesses to accept payments in all forms, conventional and/or crypto.
Stitch Pay integrates with numerous e-commerce sites and, thus, gives businesses the option to facilitate new crypto payment choices with their standard options, such as Bitcoin and Ethereum.
The system aims to ensure a hassle-free and secure payment process for customers and allow merchants to receive payments in multiple cryptocurrencies while enjoying smooth integration, low fees, and fast turn-around time.
🔖Feature | 🇿🇦Details |
💰Supported Currencies | Bitcoin (BTC), Ethereum (ETH), and ZAR |
💳Multi-Payment Options | Accepts both traditional (ZAR) and crypto payments |
✔️Transaction Fees | Low, transparent fees for seamless processing |
🔌Integration Options | API and plugins for e-commerce platforms like WooCommerce |
🏦Real-Time Settlement | Instant settlement directly to ZAR accounts |
🔐Security Features | PCI-compliant, advanced encryption, and fraud detection |
📱User-Friendly Dashboard | Track payments, manage crypto, and view ZAR balances easily |
📞Customer Support | Responsive support team for technical and payment issues |
Pros and Cons
✅Pros | ❌Cons |
Supports both ZAR and major cryptocurrencies like BTC, ETH | Focused primarily on businesses, less suited for individuals |
Real-time settlements directly to ZAR accounts | Limited crypto support compared to global competitors |
Multi-payment options for both traditional and crypto users | May require technical skills for advanced integrations |
4. Plisio
Features
Plisio is a payment processor for cryptocurrency, allowing businesses to accept payments in different cryptocurrencies like Bitcoin, Ethereum, or others in a simple and straightforward manner.
The platform is straightforward to use: merchants accept crypto payments with the most straightforward integration possible, and it is already done with the help of a user-friendly interface.
Among other functions, Plisio offers the convenience of automatic currency exchange, allowing businesses to favor any currency payment of their choice.
Plisio’s fees are very competitive, including up-to-date security features, and generally is the best option for every business willing to scale into crypto while keeping a smooth customer journey.
🔖Feature | 🇿🇦Details |
💰Supported Currencies | Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and ZAR |
🔄Automatic Conversion | Option to convert crypto payments directly to ZAR |
✔️Transaction Fees | Competitive fees starting at 0.5% |
🔌Integration Options | Easy-to-use APIs, plugins for Shopify, WooCommerce, and more |
⚡Instant Payouts | Fast settlement in ZAR directly to local accounts |
🆓No Monthly Fees | No hidden or recurring charges pay as you go |
📱Security Features | Two-factor authentication (2FA) and SSL encryption for safety |
📞Customer Support | 24/7 support with quick responses to merchant queries |
Pros and Cons
✅Pros | ❌Cons |
Supports multiple cryptocurrencies and ZAR conversionsETH | Limited support for South Africa-specific regulations |
Low transaction fees starting at 0.5% | Less suitable for individual users compared to businesses |
Fast payouts to ZAR accounts | Lacks built-in compliance tools for tax reporting |
5. Binance
Features
Supported by hundreds of cryptocurrencies, the platform provides advanced features for beginners as well as professional use.
Due to its user-friendly interface, mobile app, and high liquidity, this platform is very appealing to crypto users worldwide.
Adding to all this, Binance has one of the most secure systems, with features ranging from 2FA to an insurance fund for any losses incurred by its users all over the globe.
🔖Feature | 🇿🇦Details |
💰Supported Currencies | Over 300 cryptocurrencies including Bitcoin, Ethereum, and more |
💱Trading Options | Spot trading, futures, staking, margin trading, and more |
✔️Transaction Fees | Low fees starting at 0.1% with discounts for high-volume users |
🔐Security Features | Two-factor authentication (2FA), insurance fund, and encryption |
📱Mobile App | User-friendly mobile app for trading on the go |
💧Liquidity | High liquidity for fast and efficient trades |
💳Payment Methods | Supports bank transfers, credit cards, and peer-to-peer transactions |
📞Customer Support | 24/7 support with quick responses to merchant queries |
Pros and Cons
✅Pros | ❌Cons |
Supports a wide range of cryptocurrencies and trading pairs | Can be overwhelming for beginners due to advanced features |
Strong security features (2FA, insurance fund) | Some countries have restrictions or regulatory issues |
Low trading fees with discounts for high-volume traders | Limited fiat deposit options in some regions |
What is a Cryptocurrency Payment Gateway?
A cryptocurrency payment gateway in South Africa allows businesses to accept payments in cryptocurrencies such as Bitcoin or Ethereum without having to convert them first to fiat currency.
This means they can take advantage of all the benefits associated with accepting digital currencies while avoiding some of their drawbacks.
How do Crypto Payment Gateways Work?
When using Crypto payment gateways in South Africa, customers can pay for products using Bitcoin, Ethereum, and many other cryptocurrencies.
Crypto Payment Gateways use blockchain technology to process transactions between users and merchants. The most popular type of blockchain used by these gateways is called “public” blockchain because anyone can access them without having to register first.
This means that there is no need for any third-party verification like banks require when processing online purchases. Instead, all data about each transaction is stored permanently within the public ledger itself.
Benefits of making payments using Crypto
There are many benefits of using Crypto to make payments, including:
- Transaction speed – crypto transactions occur instantly as opposed to other payment methods such as bank cards, credit cards, bank wire transfers, and others that may take from 24 hours, or longer.
- Security – crypto payments are secured by the blockchain and this allows for greater security as well as transparency than potential chargebacks, which is a risk when using credit card payments.
- Lower transaction fees – transaction fees that are associated with traditional payment methods are significantly higher than that of crypto payments.
- Simplicity – crypto payment gateways simplify the process involved with payments, from fiat currency and crypto conversions to wallet set-up to send and receive crypto.
- Point of Sale (PoS) terminals for fast as well as simple in-person transactions.
- Can be integrated with other solutions to drive adoption by users.
- Allows for tailor-made solutions according to the needs of the customer.
Crypto Payment Solutions
Crypto payment solutions will essentially allow one to receive payments in digital currencies, such as Bitcoin, Ethereum, and more.
These new modes of payment promise to be secure, fast, and cheap compared to conventional modes.
The more integration across different e-commerce platforms, the better the opportunity that merchants have to catch the ever-expanding clientele of cryptocurrency users with the added incentive of lower fees of transactions and faster money transfer across borders.
Bitcoin Payment Gateways
Bitcoin payment gateways are platforms that deal exclusively with Bitcoin transaction processing.
They enable companies to receive Bitcoin payments with invoicing, integration, and tracking of transactions.
Most of the gateways usually offer services such as automatic conversion to fiat currency, which helps minimize the risks of Bitcoin’s volatility, making them a trusted partner for every merchant looking to adopt cryptocurrency as a mode of payment.
Crypto Merchant Services
Crypto merchant services are the different tools and support systems that enable businesses to accept and manage cryptocurrency transactions.
Most often, the services include payment gateways, wallet integrations, and security features in place for digital asset transactions.
Thanks to crypto merchant services, businesses can enjoy fast, low-fee transactions and tap into the growing digital currency market without worrying about the technical complexity of managing crypto payments.
Blockchain Payment Systems.
Blockchain Payment Systems
Blockchain-powered payment systems provide clear, secure, and efficient methods of processing payments using blockchain technology.
These systems help a business perform cross-border transactions independent of the use of traditional channels or financial systems that might result in extra charges and delays.
Blockchain payment systems deliver security with features such as decentralization and tamper-proof records, an aspect critical in cryptocurrency payments both for merchants and customers.
It means faster, more secure, and lower-cost transactions than traditional ones.
Cryptocurrency Payment Processing
Crypto payment processing is indeed metamorphosing business operations and opening new avenues with customers across the globe.
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Frequently Asked Questions
What are cryptocurrencies?
They are digital assets that are based on blockchain technology, offering a decentralized, transparent manner to conduct transactions and which cannot be manipulated or influenced by banks, governments, or other key authorities.
What is a crypto payment gateway?
A crypto payment gateway allows merchants to accept transactions in different cryptocurrencies as well as fiat currencies.
Are there risks involved in using cryptocurrencies?
Yes, as with any other financial market, cryptocurrencies also pose risks. When using crypto payments, customers must use verified, secure gateways.
Are these crypto payment gateways secure and safe to use?
Yes, these gateways are verified, safe, and secure to use.
Are there high transaction fees when paying in crypto?
This will depend on the size of the payment. However, typically, transactions made with crypto are significantly lower when compared to traditional payment methods.
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