All Share (J203) = 89 713
Rand / Dollar = 18.28
Rand / Pound = 23.64
Rand / Euro = 19.71
Gold (usd/oz) = 3 018.17
Platinum (usd/oz) = 970.50
Brent (usd/barrel) = 73.21
Trade +10,000 CFDs with Tight Raw Spreads. – Trade Now!

5 Best Crypto Payment Gateways

Best Crypto Payment Gateways - Main Banner

 

5 Best Crypto Payment Gateways – Rated and Reviewed. We have listed the top platforms that provide secure, efficient, and cost-effective solutions by accepting cryptocurrency payments.

 

In this in-depth guide, you will learn:

  • Crypto Payment Solutions
  • Bitcoin Payment Gateways
  • Crypto Merchant Services
  • Blockchain Payment Systems
  • Security and fees comparison
  • Cryptocurrency Payment Processing

 

Best Crypto Payment Gateways

🌟 Crypto Gateway💼 Key Features🪙 Supported Cryptos
🥇 FiveWestInstant ZAR
Settlements,
Low Fees,
No Crypto Exposure
BTC,
ETH,
XRP,
USDT
🥈NOWPaymentsE-commerce Integrations,
Multi-Crypto Support,
Global Reach
300+ Cryptos
(BTC, ETH, USDT, etc.)
🥉Stitch Pay w/ CryptoBank-to-Crypto Bridge,
Secure Transfers,
Fiat Settlements
BTC,
ETH,
USDT,
and more
🏅PlisioE-commerce Friendly,
Low Transaction Fees,
Real-Time Rates
BTC,
LTC,
ETH,
DOGE,
and others
🏅BinanceOver 300 cryptocurrencies including Bitcoin, Ethereum,
and more
Over 300 cryptocurrencies

 

5 Best Crypto Payment Gateways(2025)

  1. ☑️FiveWest – Best modern fintech blockchain technology.
  2. ☑️NOWPayments – Payments in multiple Cryptocurrencies.
  3. ☑️Stitch Pay – Best South African payments infrastructure company.
  4. ☑️Plisio – Trusted Payment Service Provider (PSP)
  5. ☑️Binance – The largest crypto exchange

 

1. FiveWest

FiveWest Crypto Payment Gateways

 

Features

FiveWest provides a comprehensive crypto payment gateway that allows businesses to accept secure, seamless cryptocurrencies, such as Bitcoin, and stablecoins like USDC.

One of the key highlights of this system is its automated hedging mechanism that saves businesses from crypto volatility by converting the received payments to fiat instantly.

It is very friendly to integrations, from white-label solutions down to API, which makes it suitable for businesses of all extents.

With a competitive transaction fee of 0.5%, FiveWest remains cost-effective for merchants in adding crypto payments to their repertoire.

 

🔖Feature🇿🇦Details
💰Supported CurrenciesBitcoin (BTC),
USDC,
ZAR
🔒Hedging OptionsAutomatic conversion to ZAR for volatility protection
✔️Transaction FeesCompetitive rate of 0.5%
🔌Integration OptionsWhite-label solutions, API,
and easy platform integration
💵SettlementInstant settlement in South African Rand (ZAR)
🆓No Setup FeesFree to start accepting crypto payments
🛡️Security FeaturesAdvanced encryption and fraud detection
📞Customer Support24/7 assistance for merchants

 

FiveWest zar

 

Pros and Cons

✅Pros ❌Cons
Automatic ZAR conversion to protect against volatilityLimited support for altcoins compared to some competitors
Low transaction fees (0.5%)May require some technical expertise for API integration
Fast settlement directly to ZAR accountsPrimarily focused on businesses,
less suited for individuals

 

2. NOWPayments

NOWPayments

 

Features

Incorporated as an international cryptocurrency payment gateway, NOWPayment’s purpose was to ensure and facilitate ease while handling crypto transactions for businesses.

These businesses can select among cryptocurrencies from more than 300 available, including some famous ones: Bitcoin, Ethereum, and Litecoin.

The NOWPayment solution exposes an easy-to-use API and plugins applicable to e-commerce platforms, making it very accessible to online merchants.

Very affordable rates for transaction fees, coupled with prompt and efficient customer support for a seamless experience at every touchpoint, both in favor of the merchants and final customers, cap the perks.

 

🔖Feature🇿🇦Details
💰Supported CurrenciesOver 300 cryptocurrencies + ZAR (conversion available)
🔄Automatic ConversionCrypto payments can be auto-converted to ZAR
✔️Transaction FeesFlexible fees starting at 0.5%
🔌Integration OptionsPlugins for WooCommerce,
Shopify,
APIs,
and more
💵Instant PayoutsQuick settlements directly to ZAR accounts
🆓No Monthly FeesPay only for transactions no recurring charges
🛡️Security FeaturesEnd-to-end encryption and fraud monitoring
📞Customer Support24/7 assistance with dedicated account managers

 

NOWPayments zar

 

Pros and Cons

✅Pros ❌Cons
Supports over 300 cryptocurrencies + ZARRequires third-party service for direct ZAR settlements
No setup or monthly feespay-as-you-goVolatility risks if auto-conversion is not enabled
User-friendly dashboard for payment trackingLimited local support for South Africa-specific compliance

 

3. Stitch Pay

Stitch Pay

 

Features

Stitch Pay is a widely accepted payment gateway that permits businesses to accept payments in all forms, conventional and/or crypto.

Stitch Pay integrates with numerous e-commerce sites and, thus, gives businesses the option to facilitate new crypto payment choices with their standard options, such as Bitcoin and Ethereum.

The system aims to ensure a hassle-free and secure payment process for customers and allow merchants to receive payments in multiple cryptocurrencies while enjoying smooth integration, low fees, and fast turn-around time.

 

🔖Feature🇿🇦Details
💰Supported CurrenciesBitcoin (BTC),
Ethereum (ETH),
and ZAR
💳Multi-Payment OptionsAccepts both traditional (ZAR) and crypto payments
✔️Transaction FeesLow,
transparent fees for seamless processing
🔌Integration OptionsAPI and plugins for e-commerce platforms like WooCommerce
🏦Real-Time SettlementInstant settlement directly to ZAR accounts
🔐Security FeaturesPCI-compliant,
advanced encryption,
and fraud detection
📱User-Friendly DashboardTrack payments,
manage crypto,
and view ZAR balances easily
📞Customer SupportResponsive support team for technical and payment issues

 

Stitch Pay ZAR

 

Pros and Cons

✅Pros ❌Cons
Supports both ZAR and major cryptocurrencies like BTC,
ETH
Focused primarily on businesses,
less suited for individuals
Real-time settlements directly to ZAR accountsLimited crypto support compared to global competitors
Multi-payment options for both traditional and crypto usersMay require technical skills for advanced integrations

 

4. Plisio

 

Plisio

Features

Plisio is a payment processor for cryptocurrency, allowing businesses to accept payments in different cryptocurrencies like Bitcoin, Ethereum, or others in a simple and straightforward manner.

The platform is straightforward to use: merchants accept crypto payments with the most straightforward integration possible, and it is already done with the help of a user-friendly interface.

Among other functions, Plisio offers the convenience of automatic currency exchange, allowing businesses to favor any currency payment of their choice.

Plisio’s fees are very competitive, including up-to-date security features, and generally is the best option for every business willing to scale into crypto while keeping a smooth customer journey.

 

🔖Feature🇿🇦Details
💰Supported CurrenciesBitcoin (BTC),
Ethereum (ETH),
Litecoin (LTC),
and ZAR
🔄Automatic ConversionOption to convert crypto payments directly to ZAR
✔️Transaction FeesCompetitive fees starting at 0.5%
🔌Integration OptionsEasy-to-use APIs,
plugins for Shopify, WooCommerce,
and more
⚡Instant PayoutsFast settlement in ZAR directly to local accounts
🆓No Monthly FeesNo hidden or recurring charges
pay as you go
📱Security FeaturesTwo-factor authentication (2FA) and SSL encryption for safety
📞Customer Support24/7 support with quick responses to merchant queries

 

Plisio ZAR

 

Pros and Cons

✅Pros ❌Cons
Supports multiple cryptocurrencies and ZAR conversionsETHLimited support for South Africa-specific regulations
Low transaction fees starting at 0.5%Less suitable for individual users compared to businesses
Fast payouts to ZAR accountsLacks built-in compliance tools for tax reporting

 

5. Binance

Binance

 

Features

Supported by hundreds of cryptocurrencies, the platform provides advanced features for beginners as well as professional use.

Due to its user-friendly interface, mobile app, and high liquidity, this platform is very appealing to crypto users worldwide.

Adding to all this, Binance has one of the most secure systems, with features ranging from 2FA to an insurance fund for any losses incurred by its users all over the globe.

 

🔖Feature🇿🇦Details
💰Supported CurrenciesOver 300 cryptocurrencies including Bitcoin, Ethereum, and more
💱Trading OptionsSpot trading,
futures,
staking,
margin trading,
and more
✔️Transaction FeesLow fees starting at 0.1% with discounts for high-volume users
🔐Security FeaturesTwo-factor authentication (2FA),
insurance fund,
and encryption
📱Mobile AppUser-friendly mobile app for trading on the go
💧LiquidityHigh liquidity for fast and efficient trades
💳Payment MethodsSupports bank transfers,
credit cards,
and peer-to-peer transactions
📞Customer Support24/7 support with quick responses to merchant queries

 

Binance ZAR

 

Pros and Cons

✅Pros ❌Cons
Supports a wide range of cryptocurrencies and trading pairsCan be overwhelming for beginners due to advanced features
Strong security features (2FA, insurance fund)Some countries have restrictions or regulatory issues
Low trading fees with discounts for high-volume tradersLimited fiat deposit options in some regions

 

What is a Cryptocurrency Payment Gateway?

A cryptocurrency payment gateway in South Africa allows businesses to accept payments in cryptocurrencies such as Bitcoin or Ethereum without having to convert them first to fiat currency.

This means they can take advantage of all the benefits associated with accepting digital currencies while avoiding some of their drawbacks.

 

How do Crypto Payment Gateways Work?

When using Crypto payment gateways in South Africa, customers can pay for products using Bitcoin, Ethereum, and many other cryptocurrencies.

Crypto Payment Gateways use blockchain technology to process transactions between users and merchants. The most popular type of blockchain used by these gateways is called “public” blockchain because anyone can access them without having to register first.

This means that there is no need for any third-party verification like banks require when processing online purchases. Instead, all data about each transaction is stored permanently within the public ledger itself.

 

Benefits of making payments using Crypto

There are many benefits of using Crypto to make payments, including:

  • Transaction speed – crypto transactions occur instantly as opposed to other payment methods such as bank cards, credit cards, bank wire transfers, and others that may take from 24 hours, or longer.
  • Security – crypto payments are secured by the blockchain and this allows for greater security as well as transparency than potential chargebacks, which is a risk when using credit card payments.
  • Lower transaction fees – transaction fees that are associated with traditional payment methods are significantly higher than that of crypto payments.
  • Simplicity – crypto payment gateways simplify the process involved with payments, from fiat currency and crypto conversions to wallet set-up to send and receive crypto.
  • Point of Sale (PoS) terminals for fast as well as simple in-person transactions.
  • Can be integrated with other solutions to drive adoption by users.
  • Allows for tailor-made solutions according to the needs of the customer.

 

Crypto Payment Solutions

Crypto Payment Solutions

 

Crypto payment solutions will essentially allow one to receive payments in digital currencies, such as Bitcoin, Ethereum, and more.

These new modes of payment promise to be secure, fast, and cheap compared to conventional modes.

The more integration across different e-commerce platforms, the better the opportunity that merchants have to catch the ever-expanding clientele of cryptocurrency users with the added incentive of lower fees of transactions and faster money transfer across borders.

 

Bitcoin Payment Gateways

Bitcoin Payment Gateways

 

Bitcoin payment gateways are platforms that deal exclusively with Bitcoin transaction processing.

They enable companies to receive Bitcoin payments with invoicing, integration, and tracking of transactions.

Most of the gateways usually offer services such as automatic conversion to fiat currency, which helps minimize the risks of Bitcoin’s volatility, making them a trusted partner for every merchant looking to adopt cryptocurrency as a mode of payment.

 

Crypto Merchant Services

Crypto merchant services are the different tools and support systems that enable businesses to accept and manage cryptocurrency transactions.

Most often, the services include payment gateways, wallet integrations, and security features in place for digital asset transactions.

Thanks to crypto merchant services, businesses can enjoy fast, low-fee transactions and tap into the growing digital currency market without worrying about the technical complexity of managing crypto payments.

Blockchain Payment Systems.

 

Blockchain Payment Systems

Blockchain-powered payment systems provide clear, secure, and efficient methods of processing payments using blockchain technology.

These systems help a business perform cross-border transactions independent of the use of traditional channels or financial systems that might result in extra charges and delays.

Blockchain payment systems deliver security with features such as decentralization and tamper-proof records, an aspect critical in cryptocurrency payments both for merchants and customers.

It means faster, more secure, and lower-cost transactions than traditional ones.

 

Cryptocurrency Payment Processing

Crypto payment processing is indeed metamorphosing business operations and opening new avenues with customers across the globe.

 

You might also like: Best Ethereum Crypto Wallets

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You might also like: Best Cryptocurrencies under one cent

You might also like: Best Cryptocurrencies to Mine in South Africa

You might also like: Best Cryptocurrency ETF Funds in South Africa

 

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Frequently Asked Questions

What are cryptocurrencies?

They are digital assets that are based on blockchain technology, offering a decentralized, transparent manner to conduct transactions and which cannot be manipulated or influenced by banks, governments, or other key authorities.

 

What is a crypto payment gateway?

A crypto payment gateway allows merchants to accept transactions in different cryptocurrencies as well as fiat currencies.

 

Are there risks involved in using cryptocurrencies?

Yes, as with any other financial market, cryptocurrencies also pose risks. When using crypto payments, customers must use verified, secure gateways.

 

Are these crypto payment gateways secure and safe to use?

Yes, these gateways are verified, safe, and secure to use.

 

Are there high transaction fees when paying in crypto?

This will depend on the size of the payment. However, typically, transactions made with crypto are significantly lower when compared to traditional payment methods.

5/5 - (3 votes)

Written by:

Louis Schoeman

Edited by:

Skerdian Meta

Fact checked by:

Arslan Butt

Updated:

February 9, 2025

Written by:

Louis Schoeman

Featured SA Shares Writer and Forex Analyst.

I am an expert in brokerage safety, adept at spotting scam brokers in mere seconds. My guidance, rooted in my firsthand experience with brokers and an in-depth understanding of the regulatory framework, has safeguarded hundreds of users from fraudulent brokerage activities.

Edited by:

Skerdian Meta

Leading Analyst

Skerdian Meta FXL’s Heading Analyst is a professional Forex trader and market analyst and has been actively engaged in market analysis for the past 10 years. Before becoming our leading analyst, Skerdian served as a trader and market analyst at Saxo Bank’s local branch, Aksioner, the forex division and traded small investor’s funds for two years.

Fact checked by:

Arslan Butt

Commodities & Indices Analyst

Arslan Butt, a financial expert with an MBA in Behavioral Finance, leads commodities and indices analysis. His experience as a senior analyst and market knowledge (including day trading) fuel his insightful work on cryptocurrency and forex markets, published in respected outlets like ForexCrunch.

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