XTB offers Islamic swap-free trading on a Standard trading account level. Furthermore, XTB offers Extended Swap-free status by default to all applicable trading accounts created by clients in non-Islamic countries.
| 🔎 Account | 🥇 XTB Swap Free |
| 🔁 Execution Type | Market |
| 💻 Instruments | 2100+ |
| ➕ Max Leverage | 1:500 |
| ➖ Min. Spread | 0.7 |
| ✅ Segregated Accounts | Yes |
| ☑️ Minimal Order | 0.01 |
| 💻 Trading Platform | xStation |
| 🚀 Open an Account | 👉 Click Here |
Min Deposit
USD 0
Regulators
FCA, CySEC, IFSC, KNF
Trading Platform
MT4, xStation
Crypto
Yes
Total Pairs
0
Islamic Account
Yes
Trading Fees
Low
Account Activation
24 Hours
XTB Islamic, Swap-Free Account – 10 Key Point Quick Overview
- ☑️ XTB Overview
- ☑️ XTB Swap Free Account
- ☑️ How to Open an XTB Live Account – Step by Step Guide
- XTB Minimum Deposit
- XTB Sign Up Bonus
- XTB Cash-Back Offer
- XTB Customer Reviews
- XTB Pros and Cons
- Conclusion
- Frequently Asked Questions
XTB Overview
XTB is one of the largest, global stock exchange-listed FX & CFD brokers with more than 15 years of experience in the field. XTB has offices in over 13 countries across the globe and provides clients with a proprietary trading platform plus dedicated customer support.
XTB Swap Free Account
| 🔎 Account | 🥇 XTB Swap Free |
| 🔁 Execution Type | Market |
| 💻 Instruments | 2100+ |
| ➕ Max Leverage | 1:500 |
| ➖ Min. Spread | 0.7 |
| ✅ Segregated Accounts | Yes |
| ☑️ Minimal Order | 0.01 |
| 💻 Trading Platform | xStation |
| 🚀 Open an Account | 👉 Click Here |
How to Open an XTB Live Account – Step by Step Guide
1. Step 1: Start Process
In order to start the application process, the applicant can simply click on the green “Create Account” button located on the top, right corner of the XTB Webpage.
2. Step 2: Email
The applicant will need to supply a valid email address which will be used for XTB communication and account activation. A case-specific password will also need to be set.
3. Step 3: General Information
The Applicant will need to complete some general information, including date of birth and nationality.
4. Step 4: Address
The applicant will need to supply their current address in order to proceed.
5. Step 5: Finalize
The final step is currency selection and a terms agreement section.
Once this has been completed, the applicant will be met with the following notification.
XTB Minimum Deposit
XTB offers two live trading account options, Standard and Swap-Free, neither of which require a minimum amount deposit. However, the recommended minimum deposit amount is $100 USD / R1600 ZAR in order for the first live trade to be made.
| 🔎 Account | 🥇 Standard | 🥈 Swap-Free |
| 💰 Required Min. Deposit | None | $ 1 USD |
| 🚀 Open an Account | Open Account | Open Account |
XTB Sign Up Bonus
An XTB Sign Up or Welcome Bonus is made available to new, non-EU/UK clients by application only. A minimum deposit of at least $100 USD / R1600 ZAR must be made and a 50% deposit bonus may be received. However, not all clients will receive a Sign-Up Bonus and it will be dependent on XTB approval.
| 🎉 Sign Up Bonus | ☑️ Yes |
| 🤝 Offered to | Non EU / UK Clients |
| 💰 Min. Deposit | $100 USD / R1600 ZAR |
| 📌 Bonus % | 50 |
| 📝 Valid | By Application Only |
| ✅ Guaranteed | ❌ No |
| 🚀 Open an Account | 👉 Click Here |
XTB Cash-Back Offer
By opening an XTB live account traders can earn cashback through a bespoke rebate scheme. Cash rewards are based on the account holder’s trading activity and will be calculated automatically. The Cash-Back offer is available to traders from select jurisdictions only.
| 💰 Cash Back | ☑️ Yes |
| 📊 Leverage | up to 200:1 |
| 💻 Platforms | xStation |
| MT4 | |
| 💳 Amount Earned | Automatically calculated |
XTB Customer Reviews
Very Helpful.
Opened a demo account and was given a guide by an account manager on how to use said account over phone. Very helpful. – Wallis
Very Professional.
This is a fantastic CFD broker. Their platform is by the most modern and attractive to use out of the ones I’ve tested and they have a very large range of instruments to trade. No annoying phone calls to make you deposit more money or recommend risky trades, instead they appoint an account manager who calls you at the beginning and that’s about it, you are left to trade in peace but with plenty of educational resources, rapid news updates and a strong economic calendar. Highly recommend XTB. – Daniel
Very Happy!
Great service, nice online trading software. – Jamie
XTB Pros and Cons
| ✅ Pros | ❌ Cons |
| Strong regulation in multiple regions (e.g., FCA, CySEC) | Not available in the US or Canada |
| Tight spreads and low commission accounts for certain regions | Fees on stock CFDs can be higher compared to some competitors |
| xStation 5 and MetaTrader 4 (MT4) for various trader levels | Fewer account options compared to some brokers |
| Offers comprehensive training materials and market analysis | Does not offer MT5 platform, which some traders may prefer |
| Reliable and fast order execution with no dealing desk intervention | Lacks promotional bonuses or incentives |
| Accessible to beginners as no minimum deposit is required | Charges an inactivity fee after 12 months of no trading activity |
| Offers Forex, commodities, indices, stocks, and cryptocurrency CFDs | Market research tools, though solid, are less comprehensive than some competitors |
| Provides multilingual customer support via live chat, email, and phone | Regulated regions have lower leverage limits, particularly in Europe |
| Ensures that clients cannot lose more than their account balance | Charges fees on withdrawals below a specific threshold |
Min Deposit
USD 0
Regulators
FCA, CySEC, IFSC, KNF
Trading Platform
MT4, xStation
Crypto
Yes
Total Pairs
0
Islamic Account
Yes
Trading Fees
Low
Account Activation
24 Hours
Conclusion
Overall, XTB offers Islamic swap-free trading on a Standard trading account level.
You might also like: XTB Account Types
You might also like: XTB Demo Account
You might also like: XTB Fees and Spreads
You might also like: XTB Minimum Deposit
You might also like: XTB Sign up Bonus
Frequently Asked Questions
TRADING ENVIRONMENT
How many instruments can I trade with XTB?
You can trade the following instruments:
- Forex
- Commodities
- Cryptocurrency
- Stocks
- Shares
- Indices
- Metals
- Energies
- Bonds
- CFDs, and
- ETFs
Which platforms are supported by XTB?
MetaTrader 4 and xStation.
Does XTB offer leverage?
Yes. XTB offers maximum leverage of 1:500.
What spreads can I expect with XTB?
Spreads from as little as 0.7 pips when using the Islamic Account.
Does XTB charge commission?
Yes. Commissions are charged at $10 per lot when using the Islamic Account.
Are there additional charges on the Islamic account?
No. The Islamic Account is a separate account offered by XTB and thus features its own trading conditions.
Is XTB regulated?
Yes. XTB is regulated by ACPR, BaFin, CNMV, FCA, IFSC, and KNF.
Is XTB a recommended forex trading broker for experts and beginners?
Yes. XTB caters for both beginners and experts.
What is the overall rating out of 10 for XTB?
9/10
ACCOUNTS
What is the difference between a demo and live trading account?
A Demo Account is a risk-free account which is funded by virtual money and allows traders to either practice trading, explore the brokers offering, or test trading strategies in a mimicked live trading environment.
Does XTB offer a demo account?
Yes.
For how long is the demo account valid?
30-days.
Does XTB offer the option of an Islamic Account?
No. XTB offers the Islamic Account as a separate account type thus there is no need to offer it as an option as it is a live trading account with its own trading conditions.
Which live trading accounts does XTB offer?
XTB offers the following trading accounts:
- Standard Account
- Pro Account, and
- Islamic Account
What are the available deposit currencies for a live trading account?
- USD
- EUR
- GBP, and
- HUF
DEPOSITS AND WITHDRAWALS
What is the minimum deposit for XTB?
$250.
How do I make a deposit and withdrawal with XTB?
- Bank Wire Transfer
- Credit/Debit Cards
- PayPal
- Skrill
- Sofort
- PaySafeCard, and
- SafetyPay
Does XTB charge withdrawal fees?
No. There is no mention of withdrawal fees, but traders may be liable for fees waived by their banking institution on some, or all, payment methods and this needs to be verified with the specific preferred payment provider.
How long does it take to make a withdrawal?
This will depend on the method through which withdrawals are made along with the process involved and generally it can take between one and several business days.
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