XTB provides 3 different account types including the Standard, Islamic, and Demo Accounts. Opening an XTB Live trading account does not require a minimum deposit account with a recommended deposit being $100 USD / R1600 ZAR to make the first trade.
| 🔎 Account | 🥇 XTB Standard | XTB Swap Free |
| 🔁 Execution Type | Market | Market |
| 💻 Instruments | 2100+ | 2100+ |
| ➕ Max Leverage | 1:500 | 1:500 |
| ➖ Min. Spread | 📌 0.5 | 📌 0.7 |
| ✅ Segregated Accounts | Yes | Yes |
| ☑️ Minimal Order | 0.01 | 0.01 |
| 💻 Trading Platform | xStation | xStation |
| 🚀 Open an Account | 👉 Click Here | 👉 Click Here |
Min Deposit USD 0 Regulators FCA, CySEC, IFSC, KNF Trading Platform MT4, xStation Crypto Yes Total Pairs 0 Islamic Account Yes Trading Fees Low Account Activation 24 Hours
XTB Account Types – 9 Key Point Quick Overview
- ☑️ XTB Overview
- ☑️ XTB Account Types
- ☑️ How to Open an XTB Live Account – Step by Step Guide
- ☑️ XTB Demo Account
- ☑️ How to Open an XTB Demo Account – Step by Step Guide
- XTB Customer Reviews
- XTB Pros and Cons
- Conclusion
- Frequently Asked Questions
XTB Overview
XTB is one of the largest, global stock exchange-listed FX & CFD brokers with more than 15 years of experience in the field. XTB has offices in over 13 countries across the globe and provides clients with a proprietary trading platform plus dedicated customer support.
XTB Account Types
XTB makes 2 Live trading accounts available, one of which is Swap-Free. Additionally, a free Demo account is also on offer.
XTB Standard Account
| 🔎 Account | 🥇 XTB Standard |
| 🔁 Execution Type | Market |
| 💻 Instruments | 2100+ |
| ➕ Max Leverage | 1:500 |
| ➖ Min. Spread | 0.5 |
| ✅ Segregated Accounts | Yes |
| ☑️ Minimal Order | 0.01 |
| 💻 Trading Platform | xStation |
| 🚀 Open an Account | 👉 Click Here |
XTB Swap Free Account
| 🔎 Account | 🥇 XTB Swap Free |
| 🔁 Execution Type | Market |
| 💻 Instruments | 2100+ |
| ➕ Max Leverage | 1:500 |
| ➖ Min. Spread | 0.7 |
| ✅ Segregated Accounts | Yes |
| ☑️ Minimal Order | 0.01 |
| 💻 Trading Platform | xStation |
| 🚀 Open an Account | 👉 Click Here |
How to Open an XTB Live Account – Step by Step Guide
1. Step 1: Start Process
In order to start the application process, the applicant can simply click on the green “Create Account” button located on the top, right corner of the XTB Webpage.
2. Step 2: Email
The applicant will need to supply a valid email address which will be used for XTB communication and account activation. A case-specific password will also need to be set.
3. Step 3: General Information
The Applicant will need to complete some general information, including date of birth and nationality.
4. Step 4: Address
The applicant will need to supply their current address in order to proceed.
5. Step 5: Finalize
The final step is currency selection and a terms agreement section.
Once this has been completed, the applicant will be met with the following notification.
XTB Demo Account
XTB does make a Free demo trading account available to beginners for the purpose of Practice forex trading in a 100% risk-free environment. The XTB Demo account expires after 30 days.
| 🔎 Account | 🆓 XTB Demo |
| ☑️ Valid | 30 Days |
| 📈 CFD Markets | 1500+ |
| 📉 Instruments | Forex |
| Indices | |
| Shares | |
| Commodities | |
| 💻 Platforms | MT4 |
| 🔁 Spreads From | 0.2 |
| 🤝 Customer Support | 24/7 |
| 🚀 Open an Account | 👉 Click Here |
How to Open an XTB Demo Account – Step by Step Guide
1. Step 1: Start Process
In order to open an XTB Demo Account, the applicant can simply click on the “Demo” button located at the top right corner of the XTB Webpage.
2. Step 2: Email
The applicant will need to provide a valid email address for notification, communication, and verification purposes.
3. Step 3: Password Setup
Next, the applicant will need to set a case-sensitive password for their XTB demo account.
The application process is now complete, and the applicant can now start training on their newly created Demo account.
XTB Customer Reviews
Very Good Platform.
Very good platform, for beginners and advanced, multiple graphics and customize options. – Adrian
Very Professional.
Very nice experience! Thank you! – Blaj
Very Happy!
I have been trading forex with XTB for 2 months and so far not been a single issue or complaint. Very happy with the service provided. – Oliver
XTB Pros and Cons
| ✅ Pros | ❌ Cons |
| Strong regulation in multiple regions (e.g., FCA, CySEC) | Not available in the US or Canada |
| Tight spreads and low commission accounts for certain regions | Fees on stock CFDs can be higher compared to some competitors |
| xStation 5 and MetaTrader 4 (MT4) for various trader levels | Fewer account options compared to some brokers |
| Offers comprehensive training materials and market analysis | Does not offer MT5 platform, which some traders may prefer |
| Reliable and fast order execution with no dealing desk intervention | Lacks promotional bonuses or incentives |
| Accessible to beginners as no minimum deposit is required | Charges an inactivity fee after 12 months of no trading activity |
| Offers Forex, commodities, indices, stocks, and cryptocurrency CFDs | Market research tools, though solid, are less comprehensive than some competitors |
| Provides multilingual customer support via live chat, email, and phone | Regulated regions have lower leverage limits, particularly in Europe |
| Ensures that clients cannot lose more than their account balance | Charges fees on withdrawals below a specific threshold |
Min Deposit
USD 0
Regulators
FCA, CySEC, IFSC, KNF
Trading Platform
MT4, xStation
Crypto
Yes
Total Pairs
0
Islamic Account
Yes
Trading Fees
Low
Account Activation
24 Hours
Conclusion
Overall, XTB provides 3 different account types including the Standard, Islamic, and Demo Accounts.
You might also like: XTB Review
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Frequently Asked Questions
Trading environment
How many instruments can I trade with XTB?
- Forex
- Indices
- Commodities
- Stock CFDs
- ETF CFDs
- Cryptocurrencies
Which platforms are supported by XTB?
XTB offers xStation on:
- Desktop
- Web browsers
- Mobile devices
Does XTB offer leverage?
Yes. XTB offers maximum leverage of 1:500.
What spreads can I expect with XTB?
Spreads from as little as 0.5 pips on the Standard Account.
Does XTB charge commission?
Yes. Commissions are charged at 0.08% per lot on Stock CFDs and ETF CFDs on the Standard Account.
Are there additional charges on the Islamic account?
No. The Islamic Account is a separate account offered by XTB and thus features its own trading conditions.
Is XTB regulated?
Yes. XTB is regulated by ACPR, BaFin, CNMV, FCA, IFSC, and KNF.
Is XTB a recommended forex trading broker for experts and beginners?
Yes. XTB caters for both beginners and experts.
What is the overall rating out of 10 for XTB?
9/10.
Accounts
What is the difference between a demo and live trading account?
A Demo Account is a risk-free account which is funded by virtual money and allows traders to either practice trading, explore the brokers offering, or test trading strategies in a mimicked live trading environment.
Does XTB offer a demo account?
Yes, a demo account is among the account types offered by XTB
For how long is the demo account valid?
30-days.
Does XTB offer an Islamic Account?
XTB offers the Islamic Account as a separate account type
Which live trading accounts does XTB offer?
XTB offers the following trading accounts:
- Standard Account
- Pro Account
- Islamic Account
What are the available deposit currencies for a live trading account?
- USD
- EUR
- GBP
- HUF
Deposits and withdrawals
What is the minimum deposit for XTB?
$250.
How do I make a deposit and withdrawal with XTB?
- Bank Wire Transfer
- Credit/Debit Cards
- PayPal
- Skrill
- Sofort
- PaySafeCard
- SafetyPay
Does XTB charge withdrawal fees?
No. There is no mention of withdrawal fees, but traders may be liable for fees waived by their banking institution on some, or all, payment methods and this needs to be verified with the specific preferred payment provider.
How long does it take to make a withdrawal?
This will depend on the method through which withdrawals are made along with the process involved and it can take between one and several business days.
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