Trading with XTB will involve fees from $100 USD / R 1600 ZAR, spreads from 0.05 pips to 0.07 pips, and commission-free trading depending on the account traders select. A Minimum Deposit is not required but recommended at $100 USD / R1600 ZAR.
| 🔎 Account | 🥇 XTB Standard | 🥈 XTB Swap Free |
| 💰 Required Min. Deposit | None | None |
| ☑️ Recommended Min. Deposit | $100 USD / R1600 | $100 USD / R1600 |
| ➕ Max Leverage | 1:500 | 1:500 |
| ➖ Min. Spread | 0.5 | 0.7 |
| 📊 Stock CFDs | No Commission | No Commission |
| 📈 ETF CFDs | No Commission | No Commission |
| ⚙️ Crypto | No Commission | N/A |
| 🚀 Open an Account | 👉 Click Here | 👉 Click Here |
Min Deposit USD 0 Regulators FCA, CySEC, IFSC, KNF Trading Platform MT4, xStation Crypto Yes Total Pairs 0 Islamic Account Yes Trading Fees Low Account Activation 24 Hours
XTB Fees, Spreads and Commission – Key Point Quick Overview
- ☑️ XTB Overview
- ☑️ XTB Fees, Spreads, and, Commission
- ☑️ XTB Minimum Deposit
- ☑️ How to Open an XTB Live Account – Step by Step Guide
- XTB Deposit and Withdrawal
- XTB Customer Reviews
- XTB Pros and Cons
- Conclusion
- Frequently Asked Questions
XTB Overview
XTB is one of the largest, global stock exchange-listed FX & CFD brokers with more than 15 years of experience in the field. XTB has offices in over 13 countries across the globe and provides clients with a proprietary trading platform plus dedicated customer support.
XTB Fees, Spreads, and, Commission
Trading with XTB will involve fees from $100 USD / R 1600 ZAR, spreads from 0.05 pips to 0.07 pips, and commission-free trading depending on the account traders select.
| 🔎 Account | 🥇 XTB Standard | 🥈 XTB Swap Free |
| 💰 Required Min. Deposit | None | None |
| ☑️ Recommended Min. Deposit | $100 USD / R1600 | $100 USD / R1600 |
| ➕ Max Leverage | 1:500 | 1:500 |
| ➖ Min. Spread | 0.5 | 0.7 |
| 📊 Stock CFDs | No Commission | No Commission |
| 📈 ETF CFDs | No Commission | No Commission |
| ⚙️ Crypto | No Commission | N/A |
| 🚀 Open an Account | 👉 Click Here | 👉 Click Here |
XTB Minimum Deposit
XTB offers two live trading account options, Standard and Swap-Free, neither of which require a minimum amount deposit. However, the recommended minimum deposit amount is $100 USD / R1600 ZAR in order for the first live trade to be made.
| 🔎 Account | 🥇 Standard | 🥈 Swap-Free |
| 💰 Required Min. Deposit | None | $ 1 USD |
| 🚀 Open an Account | Open Account | Open Account |
How to Open an XTB Live Account – Step by Step Guide
1. Step 1: Start Process
In order to start the application process, the applicant can simply click on the green “Create Account” button located on the top, right corner of the XTB Webpage.
2. Step 2: Email
The applicant will need to supply a valid email address which will be used for XTB communication and account activation. A case-specific password will also need to be set.
3. Step 3: General Information
The Applicant will need to complete some general information, including date of birth and nationality.
4. Step 4: Address
The applicant will need to supply their current address in order to proceed.
5. Step 5: Finalize
The final step is currency selection and a terms agreement section.
Once this has been completed, the applicant will be met with the following notification.
XTB Deposit and Withdrawal
Both the deposit and withdrawal procedures with XTB are user-friendly and straightforward. Here is an overview of both Funding and Withdrawal, step by step.
XTB Deposit Methods and Procedure
How to Make a Deposit with XTB – 3 Step Guide
The deposit procedure is three easy steps.
1. Step 1: The user must be an Account holder in order to Log in to the xStation or Client Office.
2. Step 2: Go to Deposits in the xStation or Client Office.
3. Step 3: Select the trading account and Payment method.
XTB Deposit Methods
XTB makes several ways available to deposit funds into a user’s trading account. Traders must take note that some of these methods may incur additional charges and XTB will not cover any exchange rates charged. Deposit Methods include:
Bank Transfers
Bank Transfers are “Fee-Free” and are accepted in EUR, USD, GBP, and HUF. However, the account holder’s bank may charge a transfer fee.
Credit Cards
Credit Cards accepted include MasterCard, Maestro, and Visa. Deposits made by Credit card are fee-free and can be made in EUR, USD, and GBP.
e-Wallets
Using an e-wallet to make an XTB deposit will be subject to the following fees: Paysafe (formerly known as Skrill) – 2% of the deposited amount. Currencies accepted include EUR, USD, GBP, and HUF.
XTB Withdrawal Methods and Procedure
In order to withdraw profits from an XTB Live trading account, the account holder can simply select their preferred account and enter the amount that they wish to withdraw. The withdrawal will then be returned to a nominated bank account, which the account holder added to their Client Office.
Most withdrawals will be processed on the same day if the request was done before 13:00 PM. If the request was done after said time, the withdrawal will be processed the following day.
How to Make a Withdrawal with XTB – 3 Step Guide
1. Step 1: Login.
Traders who would like to withdraw funds from their XTB live trading account can simply log in to xStation or Client Office. Once logged in, the traders can now click on the ‘Withdraw’ tab, after which they will see a page similar to the one below. Next – the trader can now select the trading account they would like to withdraw funds from, as well as information about recent withdrawals.
2. Step 2: Enter Amount
After the account has been selected, the trader should choose the amount they would like to withdraw and click on the ‘Withdraw’ button to process the withdrawal. After doing so, a new window will open where the account holder can choose the account they wish to withdraw funds to. Once the account number is selected and the withdrawal amount checked to be correct, click on the green ‘OK’ button.
The withdrawal will now be processed by XTB systems and the trader will receive a confirmation window as seen below.
XTB Customer Reviews
Great Platform.
I am really happy with the XTB platform and would certainly recommend this broker to others. – Greg
Very Professional.
A very professional service. Staff are polite and very helpful. – Jamason
Very Happy!
Very impressed with the speed with which help was offered when I asked for it. The quality of the help was excellent and I was treated as a valued customer throughout despite being a complete novice. – Patricia
XTB Pros and Cons
| ✅ Pros | ❌ Cons |
| Strong regulation in multiple regions (e.g., FCA, CySEC) | Not available in the US or Canada |
| Tight spreads and low commission accounts for certain regions | Fees on stock CFDs can be higher compared to some competitors |
| xStation 5 and MetaTrader 4 (MT4) for various trader levels | Fewer account options compared to some brokers |
| Offers comprehensive training materials and market analysis | Does not offer MT5 platform, which some traders may prefer |
| Reliable and fast order execution with no dealing desk intervention | Lacks promotional bonuses or incentives |
| Accessible to beginners as no minimum deposit is required | Charges an inactivity fee after 12 months of no trading activity |
| Offers Forex, commodities, indices, stocks, and cryptocurrency CFDs | Market research tools, though solid, are less comprehensive than some competitors |
| Provides multilingual customer support via live chat, email, and phone | Regulated regions have lower leverage limits, particularly in Europe |
| Ensures that clients cannot lose more than their account balance | Charges fees on withdrawals below a specific threshold |
Conclusion
Overall, Trading with XTB will involve fees from $100 USD / R 1600 ZAR, spreads from 0.05 pips to 0.07 pips, and commission-free trading depending on the account traders select.
You might also like: XTB Review
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Frequently Asked Questions
How many instruments can I trade with XTB?
- Forex
- Indices
- Commodities
- Stock CFDs
- ETF CFDs
- Cryptocurrencies
Which platforms are supported by XTB?
XTB offers xStation on:
- Desktop
- Web browsers
- Mobile devices
Does XTB offer leverage?
Yes. XTB offers maximum leverage of 1:500.
What spreads can I expect with XTB?
Spreads with XTB can be expected from as little as 0.5 pips on the Standard Account.
Does XTB charge commission?
Yes. Commissions are charged at 0.08% per lot on Stock CFDs and ETF CFDs on the Standard Account.
Is XTB regulated?
Yes. XTB is regulated by ACPR, BaFin, CNMV, FCA, IFSC, and KNF.
Is XTB a recommended forex trading broker for experts and beginners?
Yes. XTB caters for both beginners and experts.
What is the overall rating out of 10 for XTB?
9/10.
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