The OUTsurance JSE Shares Price revealed for 2025. Here is an overview of OUTsurance and details on how to purchase shares
In this in-depth write-up you will learn:
- Nature of OUTsurance business
- OUTsurance shares live JSE price
- OUTsurance JSE share price forecast
- OUTsurance company overview
- OUTsurance company background
- OUTsurance company highlights
- OUTsurance Financial Performance Summary
- OUTsurance Shares Growth Driver
- OUTsurance Investor Tips
- OUTsurance Major Share Holders and Governance
- How to buy OUTsurance Shares
- Is OUTsurance a good share to buy?
and much, much more!
Nature of Business
OUTsurance is an insurance provider based in South Africa. The firm offers various types of coverage, such as auto, home, and life insurance.
OUTsurance offers the following insurance products:
🔎 OUTsurance | 🎉 Services available |
---|---|
Car Insurance: coverage for damage to a policyholder’s vehicle and third-party liability. | Home Insurance: coverage for damage to a policyholder’s home and its contents. |
Life insurance covers the policyholder’s death, critical illness, and disability. | Business Insurance: coverage for risks associated with running a business, including liability, fire, and theft. |
Funeral Insurance: coverage for funeral expenses. | Additionally, OUTsurance offers bundled insurance packages and personalized insurance solutions. |
OUTsurance Shares at a Glance
⭐ CEO | Marthinus Visser |
🇿🇦 Headquarters | Centurion, South Africa |
☎️ Telephone Number | 0860 070 000 |
📅 Founded | 1998 |
Number of Employees | 3,200+ |
💰 Revenue | 21.44 billion ZAR |
📊 Current OUTsurance Share Price | View Live Graph |
🌐 Wikipedia Page | OUTsurance on Wikipedia |
🌐 Official LinkedIn Page | OUTsurance on LinkedIn |
🌐 Official Twitter Page | OUTsurance on Twitter |
🌐 Official Facebook Page | OUTsurance on Facebook |
🌐 Official Instagram Page | OUTsurance on Instagram |
🌐 Official YouTube Page | OUTsurance on YouTube |
📈 Traded as: | Johannesburg Stock Exchange (JSE: OUT) |
🚀 Open a account | 👉Click Here |
Overview of OUTsurance
Early in December 2025, OUTsurance, a short-term insurance provider, completed its transition and rebrand from Rand Merchant Investment Holdings (RMI) and was listed on the Johannesburg Stock Exchange.
The insurer now trades under the OUT stock symbol, replacing RMI, which had its listing terminated.
Previously, RMI, the majority owner of OUTsurance, was positioned as an active investor in financial services businesses, with shareholdings in Discovery and Momentum Metropolitan insurance companies. Furthermore, the transition led to the unbundling of these holdings.
RMI also held a 30% stake in Hastings Group, a UK-based short-term insurer, alongside OUTsurance.
The listing of OUTsurance is expected to provide its shareholders with numerous benefits, including access to an efficient and well-capitalized corporate structure, a higher dividend payout ratio, a simplified operational structure, and cost-effective options for an initial public offering.
OUTsurance Background
OUTsurance | 🎉 History |
---|---|
February 1998 | OUTsurance Insurance Company was established by Willem Roos, Howard Aron, and René Otto as a subsidiary of RMB Holdings as an approved financial services provider. |
In 2003 | OUTsurance is a leading provider of car and home insurance to South Africans. It launched Business OUTsurance to meet the unique insurance needs of businesses of all sizes. |
In 2006 | When OUTsurance and FNB Namibia decided to expand into Namibia, they formed the OUTsurance Insurance Company of Namibia. |
July 2007 | OUTsurance has also established a presence in Namibia and Australia. Its subsidiary, OUTsurance Namibia, has been operating in the personal short-term insurance market. |
November 2008 | Youi, OUTsurance’s sister company in Australia, was launched, offering car and home insurance with world-class online quoting functionality. |
In 2010 | OUTsurance further expanded its offerings by becoming a full-fledged life insurer, offering death, disability, and critical illness coverage. |
March 7, 2011 | All insurance operations were transferred to RMI Holdings from RMB Holdings, Remgro, and FirstRand Corporate (then a wholly owned subsidiary of RMBH) and registered as a separate entity on the JSE. RMB Holdings and FirstRand sold their shares of OUTsurance Holding to RMI Holdings, which then introduced the company to the JSE by listing its shares. This officially established OUTsurance Holding as an RMI Holdings subsidiary. |
July 2014 | Youi New Zealand, a branch of Youi Australia, opened for business, marking OUTsurance’s entry into the New Zealand market. |
September 2019 | When Tower acquired Youi’s New Zealand customers, Youi ceased its attempt to break into the New Zealand market. |
OUTsurance Company Highlights to Date
OUTsurance | 🎉 History |
---|---|
Substantial Growth Initiatives | Expansion efforts in existing markets through product and channel diversification. |
Increased Active Policies | Increased Active Policies |
Distribution of OUTBonuses | Distributed R530,000,000 in OUTBonuses during FY22. |
Complaints and Rulings Performance | Consistently managed high levels of Ombudsman complaints and overturned rulings. |
Environmental Impact | Achieved 30% reduction in per-worker TCO2e over the last five years. |
Pointsmen Project Launch | Launched R36 million Pointsmen project in major South African cities. |
B-BBEE Status Achievement | Attained Level 2 B-BBEE Status in 2025. |
Growth in Local Service Providers | Experienced 10% increase in the number of local service providers. |
Adoption of New Methods | Successfully implemented new approaches to money and risk management. |
Price Stability Management | Maintained price stability despite fluctuations in claims costs. |
Profit-Generating Growth Initiatives | Implemented improvements to support profitable growth initiatives. |
International Expansion Approval | Management team received approval for organic international expansion. |
Job Creation | Created 845 jobs in 2025, mainly in the personal lines sector. |
Premium Growth Factors | Strong premium growth driven by rising inflation and contributions from new businesses. |
Blue Zebra Insurance (BZI) and Compulsory Third-party (CTP) Impact on Premium Growth | BZI and CTP contributed to 30% growth in new business premiums for You. Growth rate expected to slow in 2025. |
Increased Stake in Blue Zebra Insurance (BZI) | Acquired additional 30% stake in BZI, reaching a total stake of 34%. |
OUTsurance Financial Performance Summary
✅ Good | ❎ Bad |
---|---|
In the past 3 months, OUTsurance has demonstrated lower volatility than 75% of stocks in the South African market, with an average weekly fluctuation of +/- 3%. | OUTsurance underperformed the ZA Insurance Industry with a return of -12.4% over the past year. |
The weekly volatility of OUTsurance (3%) has remained consistent over the past year. | OUTsurance underperformed the ZA Market with a return of -1.4% over the past year. |
The forecasted growth rate of OUTsurance’s earnings (31.7% per year) surpasses the savings rate (9.1%). | OUTsurance has a high Price-To-Earnings Ratio (45.6x) compared to the peer average (10.1x), making it expensive. |
The expected growth rate of OUTsurance’s earnings (31.7% per year) surpasses that of the South African market at an average of 7.5% per year. | OUTsurance’s Price-To-Earnings Ratio (45.6x) is higher than the African Insurance industry average (7.6x), indicating its expansiveness. |
OUTsurance’s earnings are projected to experience significant growth in the next three years. | OUTsurance’s Price-To-Earnings Ratio (45.6x) is compared to the estimated Fair Price-To-Earnings Ratio (19x), which shows it is expensive. |
The forecasted Return on Equity of OUTsurance in three years’ time is 34.3%, which is considered high. | OUTsurance’s earnings have declined by 20.7% annually over the last 5 years. |
OUTsurance boasts high-quality earnings. | OUTsurance’s earnings growth has been negative in the past year and cannot be compared to its 5-year average. |
The short-term assets of OUTsurance (ZAR14.3B) surpass its long-term liabilities (ZAR2.6B). | OUTsurance’s earnings growth (-30.9%) in the past year is lower than the Insurance industry average (71.7%), making comparison difficult. |
OUTsurance is debt-free. | OUTsurance’s Return on Equity (13.2%) is considered low. |
Compared to the past few years, OUTsurance has significantly reduced its debt, currently holding no debt. | OUTsurance’s short-term assets (ZAR 14.3B) are insufficient to cover its short-term liabilities (ZAR 14.8B). |
Because of its debt-free status, OUTsurance does not require coverage by operating cash flow. | OUTsurance’s dividend (2.33%) is not notable compared to the bottom 25% of dividend payers in the ZA market (3.87%). |
The absence of debt also eliminates any concerns regarding the coverage of interest payments. | OUTsurance’s dividend (2.33%) is low compared to the ZA market’s top 25% of dividend payers (8.98%). |
The dividend payments of OUTsurance have increased over the past decade. | OUTsurance’s dividend payments have been volatile over the past 10 years. |
The current pay-out ratio of OUTsurance (82.9%) ensures that earnings cover its payments. | OUTsurance’s high cash pay-out ratio (265.3%) means that cash flows do not cover its dividend payments well. |
OUTsurance’s board of directors is deemed experienced, with an average tenure of 6.8 years. | OUTsurance’s management team is considered inexperienced, with an average tenure of 0.1 years, suggesting a new team. |
The dilution of OUTsurance’s shareholders has not been significant in the past year. |
OUTsurance Shares Growth Driver
- OUTsurance was responsible for giving money back to policyholders who did not file any claims.
- Over the years, the company has distributed over R3 billion in cash bonuses, resulting in significant savings for consumers in terms of premiums.
- OUTsurance is well-regarded for its cost-effective insurance offerings and exceptional service, paying out an average of over R1 million in bonuses daily.
- In addition, OUTsurance continues to pursue innovation and is one to keep an eye on.
- The company prides itself on being vibrant, successful, values-oriented, and having a positive culture. With its continued growth, there are ample career development and advancement opportunities.
OUTsurance Investor Tips
OUTsurance |
---|
1. 📌 Diversification |
Spread your investments across different sectors and assets to reduce risk. |
2. 📌 Research |
Thoroughly research OUTsurance's financial performance, industry trends, and market conditions. |
3. 📌 Consult Experts |
Seek advice from financial professionals who have up-to-date information and expertise. |
4. 📌 Risk Tolerance |
Consider your risk tolerance and only invest what you can afford to lose. |
5. 📌 Long-Term View |
Investing with a long-term perspective can help navigate short-term market fluctuations. |
6. 📌 Keep Informed |
Stay updated on OUTsurance's developments and relevant news that could impact your investment. |
7. 📌 Monitor Performance |
Regularly track how OUTsurance's stock is performing in relation to your investment goals. |
8. 📌Avoid Emotional Decisions |
Base your decisions on analysis and strategy, not on emotions or market noise. |
9. 📌 Plan Exit Strategies |
Have a plan for when you might want to sell your investment, based on predetermined criteria. |
10. 📌 Stay Patient |
Investments can take time to yield results; avoid making hasty decisions based on short-term fluctuations. |
OUTsurance Major Share Holders and Governance
OUTsurance is held by OUTsurance Group Limited (formerly RMI Holdings), with an 89.26% ownership, and OUTsurance Management and Employee incentive Schemes, with a 10.74% ownership.
Board chairman Herman Bosman and CEO Marthinus Visser run the day-to-day operations at OUTsurance Holdings.
With effect from July 1, 2025, Laurie Dippenaar stepped down as chairperson and from the board. Herman Bosman has taken over as chairperson, with the support of Kubandiran Pillay, the company’s top independent director.
📌 Sector | 🚀 Industry | 🎉 Sub-Industry |
---|---|---|
Financials | Financial Services | Short-Term Insurance |
7 Steps to buy OUTsurance Shares
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- Invest and trade in stocks that you want in your portfolio.
Conclusion
In conclusion, investing in OUTsurance shares requires careful consideration and due diligence. The company’s impressive achievements, such as substantial growth initiatives, increased active policies, and successful expansion efforts, undoubtedly demonstrate its potential as an investment option. However, it’s essential to remember that the stock market is subject to volatility and risks.
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Frequently Asked Questions
Is OUTsurance a good share to buy?
If you’re seeking stocks that have the potential for favorable returns, OUTSURANCE GROUP LTD could be worth considering as an investment option.
Is OUTsurance listed on JSE?
In December 2025, following its spinoff from RMI, OUTsurance became a publicly traded company on the JSE.
OUTsurance, a short-term insurer, rebranded from Rand Merchant Investment Holdings (RMI) and went public on the Johannesburg Stock Exchange.
What is the share price of OUTsurance?
OUTsurance Group Ltd. (SYMBOL: OUT) is currently trading at ZAR 34.98 per share. On the Johannesburg Stock Exchange (JSE) as of the close of business on Tuesday, January 24, 2025, OUT was trading at 34.98 ZAR per share, up 0.6% from the previous day’s close of 34.78 ZAR.
Where can I find out how to buy OUTsurance shares?
You can buy OUTsurance shares through an FSCA-regulated broker in South Africa. Alternatively, you can trade CFDs on shares with popular brokers in South Africa, including AvaTrade, Exness, HFM, Pepperstone, and many more.
What is the OUTsurance share price forecast?
It is anticipated that OUT’s earnings will increase faster (31.7% annually) than the ZA market (6.7%). In addition, projections for OUT’s revenue growth over the next three years are optimistic.
What is the OUTsurance market share in South Africa in 2025?
It is unknown what the precise market share of OUTsurance is in South Africa. However, OUTsurance is one of the top 10 insurance companies in the country.
Where can I find an OUTsurance share price graph?
You can find price graphs on OUTsurance’s shares on reliable analytical websites.
What is the OUTsurance CEO salary in 2025?
According to statistics, the most compensated executive with OUTsurance makes at least $700,000, while the lowest compensated employees make $57,000 yearly.
When was the OUTsurance IPO?
OUTsurance was listed on the JSE in December 2025, marking its Initial Public Offering after it took over Rand Merchant Investment Holdings’ JSE listing.