DEGIRO Account Types

DEGIRO Account Types vary according to what traders require. DEGIRO offers an advanced trading platform that allows traders and investors access to global stock exchanges, asset classes, and products.

DEGIRO at a Glance

Overall Rating

• 4.2/5

Read Review

OPEN AN ACCOUNT

Min Deposit

USD 0

Regulators

FINRA

Trading Platform

DEGIRO Mobile

Crypto

No

Total Pairs

9

Islamic Account

No

Trading Fees

Low

Account Activation

24 Hours

Choose your quick section of our DEGIRO Account Types below.

DEGIRO  Accounts – 13 Key Point Quick Overview

1. DEGIRO at a Glance
2. DEGIRO  Accounts – 13 Key Point Quick Overview
3. DEGIRO Overview
4. DEGIRO Account Types
5. DEGIRO Islamic Account
6. DEGIRO Demo Account
7. How to Open a DEGIRO Account – Step-by-Step Guide
8. DEGIRO Sign-up Bonus
9. DEGIRO Minimum Deposit
10. DEGIRO Customer Reviews
11. DEGIRO Pros and Cons
12. Conclusion
13. Frequently Asked Questions

Overall Rating

• 4.2/5

Read Review

OPEN AN ACCOUNT

Min Deposit

USD 0

Regulators

FINRA

Trading Platform

DEGIRO Mobile

Crypto

No

Total Pairs

9

Islamic Account

No

Trading Fees

Low

Account Activation

24 Hours

DEGIRO Overview

Degiro is an online forex broker company that was founded in the Netherlands in 2008 but only opened to the public in 2013. Its facilities are now available in 18 European countries. Degiro offers an advanced trading platform that allows traders and investors access to global stock exchanges, asset classes, and products.

Degiro provides a share dealing service at an exceptionally low cost. Degiro Bank Dutch Branch, trading under the name Degiro, is the Dutch branch of Degiro Bank AG, and as a German-regulated bank, Degiro Bank AG is primarily supervised by the German financial regulator, the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

The Bafin is the German equivalent of the Dutch Authority for the Financial Markets (AFM). Degiro Bank AG also falls under the indirect supervision of the European Central Bank (ECB). In the Netherlands, the Dutch Central Bank (DNB) supervises Degiro and Degiro is subject to conduct supervision by the AFM.

The broker aims to provide a low-cost, comprehensive share dealing service, via a simple, trustworthy platform, which allows investors to access global exchanges at any time, in any place, from any device. Degiro is a good and reliable broker with exceptionally low fees and several easy-to-use interfaces, making it an excellent choice for European investors.No specific minimum deposit is required, and it is easy to use the provided web and mobile trading platforms.

Unfortunately, Degiro offers little research except for basic company information and provides no demo account. Degiro has accumulated several awards during its years of service to traders.

DEGIRO Account Types

Degiro provides several account types, including a Custody Account, Basic Account, Active Account, Trader Account, and Day Trader Account.

In March 2025, Degiro announced that it had introduced a temporary waiting list for new client registrations, due to a surge of new registrations amid ongoing heavy market volatility. Normally the broker’s account opening process is fully digital, seamless, and fast. There is no minimum deposit required to open an account with Degiro.

DEGIRO Custody account

This is an entry-level account that allows users to trade shares, investment funds, bonds, and trackers (ETFs). Custody accounts are available to traders and day traders and come with free real-time prices on the latest Euronext exchanges.

DEGIRO Basic account

The basic account is the default and most versatile account that gives access to all basic features but does not allow leverage. It has no extra fees or limitations like some of the other accounts.

DEGIRO Active account

The Active Account is like the basic account, but traders have access to leverage. Except for mentioning that leverage differs for every type of account, the broker’s website gives no indication of leverage ratios. Trading fees are also the same for the accounts.

DEGIRO Trader account

The Trader Account is also like the previously mentioned accounts, with access to leverage, although no indication is given on the website what that leverage is. Trading fees are the same for all accounts.

DEGIRO Day Trader account

Leverage can be used on a Day Trader Account, but what ratio is not clear.  Trading fees for this account are the same as for the other accounts.

DEGIRO Islamic Account

Degiro does not offer traders who follow the Sharia law the option of an Islamic Account. Often an Islamic account is provided as an option where traders can convert their live trading account to an Islamic Account, or in other cases, it is a standalone account with a separate application procedure.

The purpose of an Islamic Account is that it caters explicitly to Muslim traders who follow the strict rules of Sharia law. These rules prevent followers from paying any type of interest, such as overnight fees, which is seen as exploitive or wasteful. Overnight fees are charged when traders hold positions open for longer after the trading day has concluded and this type of account allows exemption from such fees or interest, should traders hold positions open for longer.

Brokers offer an Islamic Account only to Muslim traders who follow the Sharia law. Traders must, however, take note that there are certain features indicated on the Islamic account which may differ vastly from the other individual account types, such as minimum deposits, spreads, and more. Traders who are interested in registering for an Islamic account must contact the broker’s customer support team to verify the availability and current conditions of such an account as conditions may have changed from the time of writing.

DEGIRO Demo Account

Degiro unfortunately does not offer traders the option to open a demo or practice account. A demo account is usually provided as a practice account for beginner traders and for traders who want to evaluate and compare brokers and would like to explore trading conditions in a risk-free environment.

Overall Rating

• 4.2/5

Read Review

OPEN AN ACCOUNT

Min Deposit

USD 0

Regulators

FINRA

Trading Platform

DEGIRO Mobile

Crypto

No

Total Pairs

9

Islamic Account

No

Trading Fees

Low

Account Activation

24 Hours

How to Open a DEGIRO Account – Step-by-Step Guide

Opening a DEGIRO account is a simple, straightforward process. As it is completely online, you can open an account from your phone, laptop, or desktop.

Step 1 – Open Your Account

Visit the official website of DEGIRO and click on the “Open an Account” link enter your email address and select a username and password.

Step 2 – Register for Email

On the next page, you will get a link. Click that link to view the verification email in the provided mailbox. Click the link you got in your email to continue with the DEGIRO account opening process.

Step 3 – Register

Once your credentials are verified, you can continue to log in using your credentials. In the next step, you will need to provide all the required personal information. Verify your identity by providing your citizenship details.

Step 4 – Process Registration

With DEGIRO the process is seamless, fast, and fully digital. To register you need a copy of your passport or ID card and the bank account number from which you will fund the account.

After the initial registration, there are three more steps to complete before your account is activated and ready for trading:

1. Complete an appropriateness test.
2. Agree to the conditions for real-time prices.
3. Transfer money to your investment account.
4. n the next step, you will need to provide all the required personal information.
5. Verify your identity by providing your citizenship details.
6. Upload your identity proof.
7. Enter your tax information. Since DEGIRO has an automatic process, just enter your tax residence country and the AHV number.
8. Choose the type of account you want to open.
9. Read and accept the terms and conditions of DEGIRO.
10. Sign the contract sent by DEGIRO via SMS.
11. You are done with opening your DEGIRO account.

Step 5 – Finalize

1. Now comes the big part: Funding your account.
2. Once you fund your account and your account gets approved, you can start trading.

DEGIRO Sign-up Bonus

Degiro does not offer a sign-up bonus.

Traders who register a real account with Degiro are not offered either a sign-up bonus, a deposit bonus, or a welcome bonus. Brokers often offer such a broker bonus to new traders in an effort to draw in more customers in addition to encouraging trading activities. Offering a deposit or welcome bonus is the best way in which to assure traders that they will receive some money back depending on the initial deposit made.

DEGIRO Minimum Deposit

Degiro has no minimum deposit requirement so a trader can open an account with only $0.This minimum deposit amount was equivalent to ZAR 0 at an average current exchange rate between the US Dollar and the South African Rand at the time of writing. Degiro’s authorization as a broker and its regulatory authorities may require that client funds must be kept in segregated accounts, separate from the broker account, and that such funds could only be used by traders to conduct their trading activities.

DEGIRO Customer Reviews

Very happy with the platform

Very happy with the platform. Easy to use. Also very cost-friendly.

this broker cares about you

i love this broker it really helps you when you are new in the market and you have to do a test to make an account so you know if you are ready.
en if you want to trade in really tiny companies or oil or gas you have to take other tests.
so the conclusion is that they care about the people who use it and they don`t want them to make stupid decisions.

Good platform – I like it!

So far so good! It is pretty clear and easy to understand. The costs are low. My investigations seem to confirm that the company behind it is stable. I like it.

DEGIRO Pros and Cons

Overall Rating

• 4.2/5

Read Review

OPEN AN ACCOUNT

Min Deposit

USD 0

Regulators

FINRA

Trading Platform

DEGIRO Mobile

Crypto

No

Total Pairs

9

Islamic Account

No

Trading Fees

Low

Account Activation

24 Hours

Conclusion

DEGIRO Account Types vary according to what traders require. DEGIRO offers an advanced trading platform that allows traders and investors access to global stock exchanges, asset classes and products.DEGIRO provides a share dealing service at an exceptionally low cost.

You might also like: Degiro Review

You might also like: Degiro Demo Account – Step by Step

You might also like: Degiro Fees and Spreads

You might also like: Degiro Minimum Deposit

You might also like: Degiro Sign up Bonus

Frequently Asked Questions

Trading environment

How many instruments can I trade with Degiro?

You can trade several different instruments with Degiro, which include the following:

• Shares
• bonds
• ETFs
• Futures
• Options
• Stocks
• Cryptocurrencies

Which platforms are supported by Degiro?

Degiro provides the following popular trading platforms:

• Degiro Web.
• Degiro Mobile

Does Degiro offer leverage?

Yes, Degiro offers leverage but ratios are not mentioned on the website.

What spreads can I expect with Degiro?

Degiro does not mention specific spreads. Some ETFs can be traded once a month for free (conditions apply,), which is perfect for buy-and-hold investors but not ideal for day traders.

Since details on the website are not clearly enough stipulated, more information should first be obtained from the customer support service to make an informed choice.

Does Degiro charge a commission?

Yes, commissions on trades of £1 500 are as follows: UK stock: £0.46, US stock: £1.92, German stock: £4.29.

Are there additional charges on the Islamic account?

Degiro does not offer an Islamic Account. Some brokers charge extra fees on Islamic accounts – either in wider spreads, additional commissions, or administration fees to make up for money that they lose by not charging overnight fees.

Is Degiro regulated and by whom?

Degiro is regulated by the German financial regulator, the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), the European Central Bank (ECB), and in the Netherlands, the Dutch Central Bank (DNB) and the AFM supervise Degiro.

Is Degiro a recommended forex trading broker for experts and beginners?

Degiro offers a fair-trading environment for most types of traders.

What is the overall rating out of 10 for Degiro?

6/10.