101 Investing Reviewed

A 101 Investing reviewed has revealed that 101 Investing offers a wide range of over 250 instruments across several asset categories, including Forex, cryptocurrencies, CFDs, commodities and indices.

Choose your quick section of our 101 Investing review below.

A Quick Overview of our 101 Investing Review:

Overview

101 Investing is a Cypress-based broker that is well-regulated by the Cypress Securities and Exchange Commission (CySEC).

101 Investing offers a wide range of over 250 instruments across several asset categories, including Forex, cryptocurrencies, CFDs, commodities and indices.

These can all be traded on the industry leading MetaTrader 4 platform, which can be downloaded for both desktop and mobile. MT4 is popular for its many advanced trading features and tools that are delivered on a user-friendly interface.

Experienced traders seeking more advanced trading software may find this selection too limited but would nonetheless enjoy access to higher leverage ratios of 1:400, and managed professional accounts.

All traders will benefit from 101 Investing’s competitive trading conditions, which include commission-free trading on all accounts, low spreads, and excellent customer support.

History and Headquarters of 101 Investing

101 Investing was established in Cypress in 2016, and is operated by FXBFI Broker Financial Invest Ltd. Today, the broker is headquartered in Limassol, Cypress, where it is regulated by the Cypress Securities and Exchange Commission (CySEC).

Awards and recognition

Though only established relatively recently, 101 Investing has already garnered several industry awards. These are listed below.

1. Best FX Broker Europe 2025 – Broker Check
2. Best New Broker in Europe 2025 – Forex Award
3. Best Cryptocurrency Broker 2025 – World Finance

Accounts

101 Investing offers a wide variety of up to six different account types, all of which come with varying conditions and are tailored to different trading styles and experience levels.

Silver Account

The Silver Account is a desirable choice for normal retail traders looking for competitive conditions and an easy trading environment. Users of the Silver Account will have the following features:

• Spreads from 0.07
• Maximum leverage of 1:30
• Over 250 trading assets

Gold Account

The Gold Account from 101 Investing will have some additional features, including access to a higher leverage ratio of 1:500, and a wider asset selection.

• 25% Swap discount
• Spreads from 0.05
• No commission
• Over 350 trading assets

Platinum Account

The Platinum Account from 101 Investing provides a more feature-rich trading environment, and comes with access to webinars/videos, a dedicated account manager, and news alerts.

• 50% swap discount
• No commission
• Maximum leverage of 1:400
• Over 250 trading assets
• Spreads from 0.03

Pro Account

Designed for professional traders, qualifying users of the Pro Account from 101 Investing will receive a reduction on current margins rates, which will increase their available margin even more.

To qualify for a professional account, traders must:

• Possess a portfolio greater than $500K.
• Have proven experience of placing significantly sized positions.
• Have previously worked in the capacity of a professional position related to the market.

To open a demo account, traders need only complete the simple online registration process as described below:

• Go to the demo account registration portal on the broker’s website.
• Fill out the registration form with the required information, such as your full name, email address and contact details.
• An email with a link will be sent to your inbox. Confirm the link in the email to launch your demo account.

A forex demo account is also referred to as a practice account, which is used for practicing trading or to test a new trading strategy without any risk to actual money.

A forex demo account is also intended for beginners to get familiar with the various aspects of trading.

As such, a demo account will allow traders to learn how to place orders, managing existing trade positions as well as more advanced functions such as testing or fine tuning a trading strategy.

If you are new to trading, then it is highly recommended that you first open a forex demo account until you are comfortable with both your trading strategy as well as the intended trading platform itself.

Traders who choose to open an Islamic Account with 101 Investing can select the swap-free version for all the swap-rated account types, except for the Professional Account. The Islamic Account will provide the same trade features as its swap-rated version.

Also known as ‘no swap accounts’, Islamic trading accounts allow Muslims to engage in online forex trading in compliance with Sharia law.

With 25% of the world’s population practicing the Islamic faith, Islamic forex trading has continued to gain popularity worldwide.

Essentially, an Islamic forex trading account charges no swap or rollover interest on positions held overnight in the forex market. An administration fee is, however, charged on some accounts to open positions.

Deposits and withdrawals

101 Investing offers the following widely used online deposit and withdrawal methods:

• Credit/debit card
• Bank wire transfer
• eMerchantPay, Skrill, SafeCharge, Worldpay, Solidpay, Paydoo and others

In terms of withdrawals, these can be made by a withdrawal submitted to the Customer Support Department, or by submitting the request form within Client Portal.

The broker will charge a deposit fee of EUR 50 if the account has remained dormant before the withdrawal request, or if there has been one single position placed in the trading account.

Regarding deposit security, 101 Investing makes use of comprehensive data encryption and privacy protection measures. This includes firewalls and Secure Sockets Layer (SSL) encryption on the MetaTrader platform to prevent data theft and hacking.

Furthermore, all client funds are stored in segregated accounts with top tier banks, as per the requirements of the broker’s regulator, the Cypress Securities and Exchange Commission (CySEC).

Costs and fees, commissions and spreads

Clients can expect the following spread list from 101 Investing:

Spreads on forex pairs start from 0.7 pips for the EUR/USD, 0.9 pips for the EUR/GBP, and 1.3 for the GBP/USD.

For indices, spreads start from 1 point for the FTSE 100, and for commodities, such as crude oil, spreads are around 0.03. Spreads on silver and gold are 0.037 and 0.37, respectively.

101 Investing offers commission free trading across all its account types, making for a competitive offer in terms of its overall trading costs.

Traders on swap-rated accounts will incur rollover fees, which is interest that will be either debited or credited to your account, depending on the position at the time of the rollover and on the instruments being traded.

Traders of the Islamic faith can apply for a swap-free account to avoid these costs, as they are prohibited by Sharia law.

There are no charges on either deposits or withdrawals. However, the broker will charge a EUR50 withdrawal fee on dormant accounts or on accounts which have had low trading activity.

Leverage

Normal retail traders are offered a maximum leverage of 1:30 by 101 Investing. However, professional traders can apply for a maximum leverage of 1:400.

Bonuses

As a general explanation, a bonus can be best understood as a way of compensating traders for having decided to open an account with a chosen broker.

Once an account has been opened with a Forex broker, clients will have access to trading of currency pairs, and will therefore have to incur some expense for this trading. The bonus is just a way for the broker to reward the trader’s choice and give all or some of these expenses back to the trader.

101 Investing does not offer any type of Forex bonus or promotion. This is due to the broker’s regulation by the Cypress Securities and Exchange Commission (CySEC), which recently enacted a ban on the offering of broker bonuses.

This formed part of extended client protection measures by the regulatory, particularly against the dangers of overtrading by beginner traders.

Trading platforms, software and features

101 Investing offers traders the industry standard MetaTrader 4, which can be downloaded for desktop and mobile, or used via WebTrader for online trading directly.

MetaTrader 4 is extremely popular for its user-friendly interface, feature-rich trading environment, and multiple charting tools.

Markets, products and instruments

101 Investing a wide range of tradable assets, which consist of Forex, cryptocurrencies, commodities, stocks, and indices.

Traders will have access to more than 45 currency pairs, over 20 crypto coins, 15 hard and soft commodities, over 75 global CFDs, and some of the world’s most popular indices.

Safety and regulation

101 Investing is regulated by the Cypress Securities and Exchange Commission (CySEC), which is one of the most reputable regulatory organisations in the industry.

CySEC regulation allows the broker a cross-border license to provide its services within the EEA, as per the Markets in Financial Instruments Directive (MiFID).

CySEC ensures comprehensive client protection measures, including segregated client accounts, broker participation in a client compensation scheme, and regular, transparent audits.

Customer support

101 Investing’s customer support team is available Monday to Friday from 09:00 – 23:00 GMT+2 and on weekends 11:00 – 20:00 GMT+2.

The support team can be contacted via telephone, email, or else a live chat option which is available for more pressing queries.

Education and training

101 Investing provides varied and insightful educational resources which are delivered through Video on Demand (VOD), eBooks, Tutorials and Courses.

This educational offering covers a range of pertinent topics suited to both beginner and intermediate traders, including trading psychology, capital management, market analysis, and beginner trading strategies.

Research

Apart an economic calendar, 101 Investing does not offer any independent research or analytical tools to traders, unless you are signed up for the Platinum Account.

Conclusion

101 Investing is an award-winning, well-regulated broker that offers commission-free trading coupled with access to a wide variety of over 250 instruments at relatively low spreads.

The asset classes cater for several different trading styles and portfolios, while the wide selection of account types means that a variety of trading strategies are supported.

101 Investing is an excellent choice for beginner traders who will benefit from its accessible trading software, low trading fees, comprehensive education and training materials, and fast customer support.

Advanced traders may prefer a broker with more variety in terms of its software offering, although professionals are catered for with managed accounts and access to higher leverage.

Disclaimer

101 INVESTING warns potential customers that Forex and CFDs trading carries a substantial risk and may not be suitable for all investors.

Before deciding to trade with 101 INVESTING, potential traders are advised to carefully consider their investment objectives, financial situation, needs and level of experience before investing money they cannot afford to lose.

101 INVESTING warns that margin trading involves the potential for profit as well as the risk of loss.

Movements in the price of foreign exchange and commodities are very unpredictable, hence 101 INVESTING cannot guarantee a maximum loss that a trader may suffer.

FAQ

How many instruments can I trade with 101 Investing?

101 Investing a wide range of tradable assets, which consist of Forex, cryptocurrencies, commodities, stocks, and indices.

Traders will have access to more than 45 currency pairs, over 20 crypto coins, 15 hard and soft commodities, over 75 global CFDs, and some of the world’s most popular indices.

Which platforms are supported by 101 Investing?

MetaTrader 4.

Does 101 Investing offer leverage?

Yes, the broker offers a maximum leverage of 1:30 for retail traders, and 1:400 for professionals.

What spreads can I expect with 101 Investing?

Spreads on forex pairs start from 0.7 pips for the EUR/USD, 0.9 pips for the EUR/GBP, and 1.3 for the GBP/USD.

For indices, spreads start from 1 point for the FTSE 100, and for commodities, such as crude oil, spreads are around 0.03. Spreads on silver and gold are 0.037 and 0.37, respectively.

Does 101 Investing charge commission?

No, the broker offers commission free trading on all accounts.

Is 101 Investing regulated?

Yes, 101 Investing is regulated by Cypress Securities and Exchange Commission (CySEC).

Is 101 Investing a recommended forex trading broker for experts and beginners?

Yes, 101 Investing offers a good trading environment for beginner and advanced traders.